Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Unraveling the Truth: New Reality of Home and Auto Insurance Bundling

Posted by Ron Wadley on Jun 11, 2024 1:52:46 PM
Hey there, fellow Texans! It’s time to dive into a misunderstood topic that affects our wallets and peace of mind—insurance bundling. In the past, ...

Topics: deductible, Home Insurance Tips, gaps in coverage, TRUE Texas Home Insurance, basics of home insurance

The Math Of The Current Home Insurance Market In Texas

Posted by Ron Wadley on Jun 3, 2024 4:57:23 PM
Michael was in the process of moving to Texans and buying a house. He had come from the West coast as so many people have done over the last five ...

Topics: windstorms, increased construction costs, hail, roofing schedule, TRUE Texas Home Insurance, inflation

How True Texas Home Insurance Handles Tornado Claims

Posted by Ron Wadley on May 28, 2024 3:01:30 PM
As the sun rose on Sunday after the string of tornadoes hit the Red River counties of North Texas, Mary began to read the stories of fellow Texans ...

Topics: windstorms, limits of coverage, TRUE Texas Home Insurance, basics of home insurance, tornado insurance

Does A Roof Payment Schedule Matter If I Claim Every Three Years?

Posted by Ron Wadley on May 14, 2024 5:03:23 PM
Even though the spring hail storm season was almost coming to a close, Denton got hit by yet another large event with some baseball sized hail. Most ...

Topics: replacement cost, actual cash value, roofing schedule, TRUE Texas Home Insurance

Thinking of Switching Home Insurers in Texas? Read This First!

Posted by Ron Wadley on Apr 23, 2024 3:29:39 PM
Brad stood in his Ft Worth yard, staring at the recent repairs his home had undergone after a hail storm. He was thankful that everything had been ...

Topics: deductible, hail, Home Insurance Tips, TRUE Texas Home Insurance, non-renewal

Is There a Limit? How Many Hail Claims Before Your Insurer Drops You

Posted by Ron Wadley on Apr 16, 2024 8:54:18 PM
Denise from Frisco couldn't believe her eyes as she surveyed the aftermath of yet another vicious hailstorm. The siding of her home pocked and the ...

Topics: windstorms, hail, Home Insurance Tips, viatical settlement, TRUE Texas Home Insurance, non-renewal

What Is The Average Home Insurance Deductible In Texas?

Posted by Ron Wadley on Apr 11, 2024 10:50:31 AM
It's no secret that the marketplace for Texas Home Insurance is a giant mess. We receive phone call after phone call of Texas homeowners who have ...

Topics: home insurance, deductible, split deductibles, percentage deductibles, claim, TRUE Texas Home Insurance

Can My Insurance Company Require Me To Bundle My Home And Auto

Posted by Ron Wadley on Apr 2, 2024 4:00:07 PM
Texas homeowners have become conditioned to talk about the bundle when it comes to their insurance. There have been countless commercials about ...

Topics: auto insurance, home insurance, discounts, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance

Is Home Insurance A Scam?

Posted by Ron Wadley on Mar 28, 2024 8:29:25 PM
A gentleman by the name of Scott called into our office the other day. He was looking to find a new home insurance carrier for his policy. ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance

The True Cost of Protection: High Deductibles in Texas Home Insurance

Posted by Ron Wadley on Mar 5, 2024 3:31:56 PM
Louise gazed out her San Antonio window as dark clouds gathered across the horizon. This is an all too familiar scene during the Spring in Texas, and ...

Topics: home insurance, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, San Antonio