Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Does My Texas Daycare Need Employment Practices Liability Insurance?

Posted by Brad Hancock on Mar 27, 2025 9:58:36 AM
" \n Key Takeaways \n \n Employee claims can happen even when you’ve done nothing wrong. Harassment, discrimination, and wrongful termination ...
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Topics: employment liability insurance, epli, True Texas Education Insurance, daycares

Why Are There So Many Fees On My Church Insurance Bill?

Posted by Amanda Minter on Mar 26, 2025 2:59:56 PM
" \n What is a non-admitted insurance carrier? \n \n Non-Admitted (Surplus Lines) Insurance: A specialized insurance market that provides coverage ...
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Topics: property, Church Insurance

What Insurance Is Required For A Child Care Center In Texas?

Posted by Brad Hancock on Mar 25, 2025 5:37:56 PM
Starting a childcare center in Texas is an exciting opportunity to serve families and support early learning. What a rewarding task to enjoy each ...
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Topics: liability, True Texas Education Insurance, daycares, licensing

Does Texas Church Insurance Have A Minimum Deductible?

Posted by Amanda Minter on Mar 24, 2025 5:29:28 PM
" \n What is a minimum wind and hail deductible? \n \n A minimum wind and hail deductible is the lowest out-of-pocket amount a Texas church insurance ...
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Topics: deductible, Church Insurance, Risk Purchasing Group

Is Functional Replacement Cost Bad For My Church Insurance Policy?

Posted by Amanda Minter on Mar 17, 2025 9:15:00 AM
" \n Key Takeaways \n \n \n \n Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, ...
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Topics: replacement cost, property, Church Insurance, Risk Purchasing Group

Can A Risk Purchasing Group Get Your Church The Best Property Coverage

Posted by Amanda Minter on Mar 14, 2025 10:00:00 AM
" \n Key Takeaways \n \n \n \n A Risk Purchasing Group (RPG) lets churches combine their buying power to access stronger coverage and better property ...
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Topics: property, Church Insurance, Risk Purchasing Group

Why A National Risk Pool Can Be Better For Your Church’s Insurance

Posted by Amanda Minter on Mar 13, 2025 11:51:31 AM
" \n What is a risk purchasing group? \n \n Risk Purchasing Group: A solution for churches that are formed to cover catastrophic property losses. ...
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Topics: hail, property, Church Insurance, Risk Purchasing Group

Did A Sublimit Reduce Your Church's Claim Payout?

Posted by Amanda Minter on Mar 12, 2025 4:03:53 PM
" \n Key Takeaways \n \n \n Sublimits Can Dramatically Reduce Your Church’s Claim Payout Many Texas churches assume their full property coverage ...
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Topics: limits of coverage, liability, property, Church Insurance

Three Things Texas Daycares Need To Know About Insurance Today!

Posted by Brad Hancock on Mar 11, 2025 9:30:01 AM
" \n Key Takeaways \n \n \n Price alone doesn’t protect your daycare. Chasing the cheapest insurance policy can leave you exposed to hidden ...
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Topics: liability, property, True Texas Education Insurance, daycares

I Need New Daycare Insurance & They Are Asking Me For Loss Runs

Posted by Brad Hancock on Mar 6, 2025 2:47:42 PM
" \n Key Takeaways \n \n \n Loss run reports are essential when shopping for new daycare insurance. Insurance companies require these reports to ...
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Topics: True Texas Education Insurance, daycares, Loss Runs