Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Why Does My Texas Computer Shop Need General Liability Coverage?

Posted by Brad Hancock on Apr 9, 2025 10:36:10 AM
Ben had just finished repairing a stack of laptops for a local school district when he saw an email from his landlord. He figured it was about ...

Topics: General Liability, liability, True Texas Technology Insurance

Does My Texas Computer Shop Need Professional Liability Insurance?

Posted by Brad Hancock on Apr 7, 2025 10:51:06 AM
Stu owns a small but busy computer shop in Austin. He’s been fixing laptops, restoring hard drives, and solving tech problems for local businesses ...

Topics: professional liability, liability, True Texas Technology Insurance

Do Summer Day Camps At Texas Private Schools Need Event Insurance?

Posted by Brad Hancock on Apr 3, 2025 5:06:50 PM
As we barrel towards the end of the school year, my own inbox has an email for the summer camps that will be taking place at my child's school in the ...

Topics: event insurance, private schools, day camp

Three 2025 Health Insurance Tips for Texas Small Businesses

Posted by Kevin Hall on Apr 1, 2025 3:40:59 PM
Scott started his tech consulting company in Austin a few years ago with a friend. They were in search of charting their own course and wanted to ...

Topics: health insurance, group health, employer health insurance

Will Insurance Replace Your Church's Broken Stained Glass Window?

Posted by Amanda Minter on Mar 28, 2025 3:46:16 PM
What is an insurance sub-limit? Stained Glass Sublimit: A specific cap or maximum dollar amount an insurance provider will pay for repairs or ...

Topics: property, Church Insurance, stained glass

Does My Texas Daycare Need Employment Practices Liability Insurance?

Posted by Brad Hancock on Mar 27, 2025 9:58:36 AM
Key Takeaways Employee claims can happen even when you’ve done nothing wrong. Harassment, discrimination, and wrongful termination accusations are ...

Topics: employment liability insurance, epli, True Texas Education Insurance, daycares

Why Are There So Many Fees On My Church Insurance Bill?

Posted by Amanda Minter on Mar 26, 2025 2:59:56 PM
What is a non-admitted insurance carrier? Non-Admitted (Surplus Lines) Insurance: A specialized insurance market that provides coverage for high-risk ...

Topics: property, Church Insurance

What Insurance Is Required For A Child Care Center In Texas?

Posted by Brad Hancock on Mar 25, 2025 5:37:56 PM
Starting a childcare center in Texas is an exciting opportunity to serve families and support early learning. What a rewarding task to enjoy each ...

Topics: liability, True Texas Education Insurance, daycares, licensing

Does Texas Church Insurance Have A Minimum Deductible?

Posted by Amanda Minter on Mar 24, 2025 5:29:28 PM
What is a minimum wind and hail deductible? A minimum wind and hail deductible is the lowest out-of-pocket amount a Texas church insurance carrier ...

Topics: deductible, Church Insurance, Risk Purchasing Group

Is Functional Replacement Cost Bad For My Church Insurance Policy?

Posted by Amanda Minter on Mar 17, 2025 9:15:00 AM
Key Takeaways Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, functional replacement ...

Topics: replacement cost, property, Church Insurance, Risk Purchasing Group