Key Takeaways Sublimits Can Dramatically Reduce Your Church’s Claim Payout Many Texas churches assume their full property coverage applies to every ...

Key Takeaways Price alone doesn’t protect your daycare. Chasing the cheapest insurance policy can leave you exposed to hidden exclusions, higher ...

Key Takeaways Loss run reports are essential when shopping for new daycare insurance. Insurance companies require these reports to verify your claim ...

Key Takeaways Full-Time Equivalents (FTEs) decide what health plans your daycare qualifies for. Even if your daycare has fewer than 50 employees, ...

Key Takeaways Loss runs are the report card your next insurance company uses to decide if they even want to quote your church. They show your claims ...

Texas weather can be wild! It seems like we move from the dead of winter to the "Spring Hail" Season almost instantly. It is incredible how quickly ...

Key Takeaways Your wind and hail deductible can quietly become a church sized expense A percentage deductible is not based on the size of the damage. ...

Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...

Emma and Lisa run a Montessori school in Fort Worth. Their teachers work hard every day, and they want to offer them health insurance as a benefit. ...

Scott has a knot in his stomach. He has been looking at his daycare's finances and the trend isn't good. While most people talk about the booming ...