Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Do Texas Business Owners Need To Know About Spring Hail Insurance

Posted by Brad Hancock on Mar 3, 2025 8:30:00 AM
Texas weather can be wild! It seems like we move from the dead of winter to the "Spring Hail" Season almost instantly. It is incredible how quickly ...
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Topics: business coverage, hail, property, business interruption

What Texas Churches Need to Know About Insurance Before Storm Season

Posted by Amanda Minter on Feb 28, 2025 4:11:49 PM
" \n Key Takeaways \n \n \n Your wind and hail deductible can quietly become a church sized expense A percentage deductible is not based on the size ...
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Topics: windstorms, hail, Church Insurance

Three Things Texas Homeowners Need To Know Before Hail Season Starts

Posted by Ron Wadley on Feb 27, 2025 11:19:59 AM
Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...
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Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance

Does The Number Of Employees Taking Health Insurance Matter?

Posted by Kevin Hall on Feb 26, 2025 4:51:06 PM
Emma and Lisa run a Montessori school in Fort Worth. Their teachers work hard every day, and they want to offer them health insurance as a benefit. ...
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Topics: health insurance, group health, Montessori schools

Five Things Small Business Owners Need To Know About COBRA Benefits

Posted by Kevin Hall on Feb 24, 2025 4:07:49 PM
Scott has a knot in his stomach. He has been looking at his daycare's finances and the trend isn't good. While most people talk about the booming ...
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Topics: cobra, group health, employer health insurance

Is Your Business Insurance Policy Being Non-Renewed?

Posted by Brad Hancock on Feb 21, 2025 3:47:58 PM
When you run a law office, the last thing you want to worry about is insurance. It is not a topic that just pops to the top of your mind. We were ...
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Topics: business coverage, Commercial Insurance, basics of business insurance, non-renewal

Does My Texas Daycare Need Directors & Officers Insurance?

Posted by Brad Hancock on Feb 20, 2025 2:13:41 PM
" \n Key Takeaways \n \n \n \n \n Church-run daycares and preschools face real legal exposure. Even non-profit or volunteer-led boards can be sued ...
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Topics: liability, D&O, True Texas Education Insurance, daycares

Does Texas Require My Church To Have Insurance?

Posted by Amanda Minter on Feb 19, 2025 11:25:38 AM
" \n Key Takeaways \n \n \n Texas Doesn’t Require Church Insurance, But Going Without It Is Risky There are no state laws mandating insurance for ...
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Does It Really Matter Who Pays For Church D&O Insurance Coverage?

Posted by Amanda Minter on Feb 18, 2025 4:15:18 PM
" \n Key Takeaways \n \n \n Churches Should Cover the Cost of D&O Insurance to Protect Their Leaders \n Requiring Leaders to Pay for Their Own ...
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Topics: liability, D&O, Church Insurance

Do Cost Savings Make An HMO Worth It For Small Businesses In Texas?

Posted by Kevin Hall on Feb 17, 2025 10:49:19 AM
Jill loves her job and the team of teachers and staff who make her Montessori School in Austin one of the best options for young kiddos. But as her ...
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Topics: Austin, group health, employer health insurance, Montessori schools