Will Insurance Replace Your Church's Broken Stained Glass Window?

Posted by Amanda Minter on Mar 28, 2025, 3:46:16 PM

What is an insurance sub-limit? Stained Glass Sublimit: A specific cap or maximum dollar amount an insurance provider will pay for repairs or ...

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Topics: property, Church Insurance, stained glass

Does My Texas Daycare Need Employment Practices Liability Insurance?

Posted by Brad Hancock on Mar 27, 2025, 9:58:36 AM

Key Takeaways Employee claims can happen even when you’ve done nothing wrong. Harassment, discrimination, and wrongful termination accusations are ...

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Topics: employment liability insurance, epli, True Texas Education Insurance, daycares

Why Are There So Many Fees On My Church Insurance Bill?

Posted by Amanda Minter on Mar 26, 2025, 2:59:56 PM

What is a non-admitted insurance carrier? Non-Admitted (Surplus Lines) Insurance: A specialized insurance market that provides coverage for high-risk ...

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Topics: property, Church Insurance

What Insurance Is Required For A Child Care Center In Texas?

Posted by Brad Hancock on Mar 25, 2025, 5:37:56 PM

Starting a childcare center in Texas is an exciting opportunity to serve families and support early learning. What a rewarding task to enjoy each ...

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Topics: liability, True Texas Education Insurance, daycares, licensing

Does Texas Church Insurance Have A Minimum Deductible?

Posted by Amanda Minter on Mar 24, 2025, 5:29:28 PM

What is a minimum wind and hail deductible? A minimum wind and hail deductible is the lowest out-of-pocket amount a Texas church insurance carrier ...

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Topics: deductible, Church Insurance, Risk Purchasing Group

Is Functional Replacement Cost Bad For My Church Insurance Policy?

Posted by Amanda Minter on Mar 17, 2025, 9:15:00 AM

Key Takeaways Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, functional replacement ...

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Topics: replacement cost, property, Church Insurance, Risk Purchasing Group

Can A Risk Purchasing Group Get Your Church The Best Property Coverage

Posted by Amanda Minter on Mar 14, 2025, 10:00:00 AM

Key Takeaways A Risk Purchasing Group (RPG) lets churches combine their buying power to access stronger coverage and better property insurance rates ...

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Topics: property, Church Insurance, Risk Purchasing Group

Why A National Risk Pool Can Be Better For Your Church’s Insurance

Posted by Amanda Minter on Mar 13, 2025, 11:51:31 AM

What is a risk purchasing group? Risk Purchasing Group: A solution for churches that are formed to cover catastrophic property losses. Churches pool ...

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Topics: hail, property, Church Insurance, Risk Purchasing Group

Did A Sublimit Reduce Your Church's Claim Payout?

Posted by Amanda Minter on Mar 12, 2025, 4:03:53 PM

Key Takeaways Sublimits Can Dramatically Reduce Your Church’s Claim Payout Many Texas churches assume their full property coverage applies to every ...

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Topics: limits of coverage, liability, property, Church Insurance