Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Can I Do If My Insurance Company Drops Hail Coverage On My Policy For My Texas Business?

Posted by Brad Hancock on Sep 5, 2023, 1:23:36 PM
In recent weeks, many Texas business owners have received their commercial insurance policy renewals in the mail. And many of these renewals can feel ...

Topics: windstorms, business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

Why Does My Business Need Hail Coverage If I Rent My Space?

Posted by Brad Hancock on Sep 1, 2023, 11:25:43 AM
The Texas summer has been long and hot. Almost historic when looking at the number of days that it has felt like the surface of the sun. As the ...

Topics: windstorms, business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, BOP

When Is Texas' Hail Season And How Does It Affect My Business?

Posted by Brad Hancock on Aug 31, 2023, 1:23:28 PM
There is mass chaos afoot in the Texas insurance landscape right now. The claims caused by catastrophic hail storms all across the state this year ...

Topics: business coverage, deductible, split deductibles, commercial property values, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, property

Why Would Texans Choose Catastrophic Health Insurance Over Other Plans

Posted by Kevin Hall on Aug 30, 2023, 4:38:24 PM
In the ever-evolving landscape of healthcare, Texans are on the hunt for innovative ways to navigate rising costs and secure affordable health ...

Topics: health insurance, catastrophic health coverage, ACA Alternatives, private health insurance

Is it Bad To Pay Cash for Healthcare Rather Than Using Health Insurance?

Posted by Ron Wadley on Aug 29, 2023, 3:20:42 PM
As we gear up for the end of the year and navigate open enrollment season health insurance, the team at Insurance for Texans believes it's high time ...

Topics: health insurance, ACA, catastrophic health coverage, private health insurance, group health

Top Three Operational Risks To Your Business From A Cyber Attack

Posted by Ron Wadley on Aug 28, 2023, 4:04:17 PM
In a Texas where technology plays an integral role in businesses of all sizes, the threat of cyber attacks has never been more pressing. From large ...

Topics: business coverage, business income coverage, Business Owner, cyber insurance, ransomware, phishing, cyber crime, basics of business insurance, data theft

What's The Most Important Factor On A Health Insurance Policy

Posted by Kevin Hall on Aug 25, 2023, 12:04:06 PM
As the summer hangs on with the triple digit temps into September, it's hard to imagine that it is almost time for millions of Texans to begin ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, Obamacare, cobra, supplemental health plans, private health insurance

Navigating Commercial Insurance: Expertise and Representation Matter

Posted by Brad Hancock on Aug 24, 2023, 2:36:23 PM
With all of the chaos in the insurance marketplace, business owners are being bombarded by insurance agents asking for their business. We admit that ...

Topics: business coverage, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

Insurance Carrier Service Centers: Where is my Agent?

Posted by Brad Hancock on Aug 23, 2023, 8:43:13 AM
Today, we're diving into a significant shift within the insurance industry landscape that you should be aware of. While we're excited to share some ...

Topics: business coverage, commercial property values, Business Owner, Commercial Insurance, basics of business insurance

How Do Private Health Plans Keep Premiums Lower?

Posted by Kevin Hall on Aug 22, 2023, 1:26:05 PM
As monthly premiums soar and maximum out-of-pocket costs on health insurance policies continue to rise, the total cost of health insurance is getting ...