Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Is Actual Cash Value? How Depreciation Affects Property Insurance

Posted by Ron Wadley on Mar 13, 2026 2:26:42 PM
What is actual cash value? Actual Cash Value (ACV) is a method of valuing property based on its replacement cost minus depreciation (the loss in ...

Topics: actual cash value

Faithful Stewardship Understands New Changes To Church Insurance

Posted by Ron Wadley on Mar 13, 2026 12:11:20 PM
Steve is exactly the kind of guy you want serving as a deacon. As a no-nonsense rancher from Amarillo, he’s managed his church’s property committee ...

Topics: Church Insurance, Church Podcast

What Does Church General Liability Insurance Actually Cover?

Posted by Brad Hancock on Mar 9, 2026 3:05:58 PM
What is Church General Liability Insurance? Church General Liability Insurance is a fundamental part of True Texas Church Insurance. It is a business ...

Topics: General Liability, professional liability, commercial auto insurance, Church Insurance

Faithful Stewardship Knows How to Manage Texas Church Insurance Costs

Posted by Ron Wadley on Mar 6, 2026 3:45:35 PM
Obtaining affordable property insurance for a Texas church right now feels a bit like trying to find a shade tree in the middle of a Panhandle ...

Topics: Church Insurance, Church Podcast

What Types of Insurance Do Texas Churches Typically Need?

Posted by Amanda Minter on Mar 5, 2026 5:54:03 PM
What is church insurance? Texas Church insurance is a specialized category of commercial insurance designed to protect the unique physical, ...

Topics: General Liability, professional liability, Church Insurance, abuse & molestation

Does A Texas Pest Control Company Need Commercial Auto Insurance?

Posted by Brad Hancock on Mar 5, 2026 5:32:57 PM
What is commercial auto insurance? For a Texas pest control company, commercial auto insurance is a specialized insurance policy designed to protect ...

Topics: commercial auto insurance, Pest Control

Will My Home Insurance Cover A Full Roof Replacement For A Hail Claim?

Posted by Ron Wadley on Mar 2, 2026 5:20:23 PM
Will My Home Insurance Cover A Full Roof Replacement For A Hail Claim? While traditional Texas homeowners insurance may leave you with massive ...

Topics: hail, roofing schedule, TRUE Texas Home Insurance

What Should Texas Churches Know About Abuse and Molestation Insurance?

Posted by Amanda Minter on Feb 27, 2026 3:11:27 PM
What is sexual abuse and molestation coverage? Sexual Abuse and Molestation (SAM) Insurance is a specialized liability coverage that fills the gap ...

Topics: Church Insurance, abuse & molestation

Faithful Stewardship Means Knowing About Extra Insurance Coverages

Posted by Ron Wadley on Feb 27, 2026 11:13:21 AM
If you’ve lived in Texas for more than a few months, you know the sound. It starts with the sirens, followed by that low rumble of wind, and then the ...

Topics: Church Insurance, Church Podcast

Faithful Stewardship Understands What Church Insurance Costs

Posted by Ron Wadley on Feb 20, 2026 9:23:27 AM
Elizabeth sat at her kitchen table in Fort Worth with a stack of documents spread out in front of her. She felt completely overwhelmed by the weight ...

Topics: Church Insurance, Church Podcast