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What are Life Insurance Living Benefits?

Life insurance can be pretty straight forward. You pay a regular premium and if you die during that term, a death benefit is paid to your beneficiary. We usually see this in the case of term life...

What Is Infinite Banking And Is It A Scam?

Life Insurance is one of the single most important policies that Insurance For Texans can offer to you. I have had a front row seat to it's importance when my dad passed many years ago, and my mom...

What is Return of Premium?

Who doesn't like a little return on an investment? Not many.

Does Catastrophic Health Insurance Exist in Texas?

It seems like over the past few weeks, the phone calls have started to pick up around health insurance options. One of the most prominent questions is does catastrophic health insurance exist in...

Why Is My Homeowners Insurance Only Replacing Part Of My Roof?

Now that we have seen most of the potential hail for the year, Insurance For Texans has been receiving a round of phone calls from homeowners wanting to either file or wrap up hail claims on their...

What Is A Business Owner's Policy?

Texas business owners are constantly being bombarded by people who want to sell them something. This process never seems to end. And when an insurance agent calls wanting to talk, you likely duck!...

Why Do My Homeowners Insurance Rates Go Up Every Year?

The phone rang last Friday and it was from a long time customer named Bill. Bill has his home and auto insurance with Insurance For Texans and he was up for renewal. Due to our long time...

If My Employer Provides Life Insurance, Why Do I Need My Own?

Companies offering benefits packages are as plentiful as hair bands in the '80s. 

Five Things Your Homeowners Insurance Does Not Cover

We tend to keep things on the positive side here at Insurance For Texans. We're a glass half full kind of operation. Much of our time is spent educating Texans on what their home insurance can do...

Does Homeowners Insurance Require An Inspection in Texas?

You've decided that you have had enough of the never ending rate increases on your homeowners insurance premium and are going to shop for a new company. And then someone reminds you that when you...

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