Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What is Named Peril Coverage?

Posted by Ron Wadley on Apr 2, 2026 8:00:00 AM
What are named perils? Named perils: Specific causes of loss that are defined in your insurance policy. A list of basic named perils include fire, ...

Topics: named perils

What Is Liability Coverage?

Posted by Ron Wadley on Apr 1, 2026 10:04:04 AM
What is Liability Coverage? Liability insurance: insurance against loss from legal liability of the insured for bodily injury or property damage to ...

Topics: Liability Insurance

What is Indemnity?

Posted by Ron Wadley on Mar 31, 2026 11:43:15 AM
What is insurance indemnity? Contract of indemnity: the indemnifying party (insurance company) agrees to compensate you (the insured) for specific ...

Topics: Indemnity

Faithful Stewardship Understands How to Insure a Texas Church

Posted by Ron Wadley on Mar 30, 2026 10:33:54 AM
Darkness was settling in over the Texas Panhandle on a Tuesday evening. But inside a local church, the mood was positive. The youth group had just ...

Topics: Church Insurance, Church Podcast

How to Assess Risk for a Church and Its Activities

Posted by Lindsi Graham on Mar 25, 2026 2:13:10 PM
How do You Perform A Risk Assessment for A Texas Church? A risk assessment is a comprehensive, ongoing process of identifying, evaluating, and ...

Topics: Church Insurance, Church Risk Assessment

A New Way to Think About Texas Home Insurance

Posted by Ron Wadley on Mar 25, 2026 12:25:23 PM
What is indemnity? Indemnity: Unlike traditional Texas home insurance that pays on a sliding scale based on the amount of damage up to a coverage ...

Topics: TRUE Texas Home Insurance

What Does Texas Church Insurance Typically Cover?

Posted by Amanda Minter on Mar 24, 2026 11:44:09 AM
What is Church Insurance? Texas Church Insurance is a package of insurance products designed to protect religious organizations from the unique ...

Topics: General Liability, D&O, business personal property, Church Insurance, The Promise Of Certainty

Faithful Stewardship Knows that Church Insurance is Changing in 2026

Posted by Ron Wadley on Mar 23, 2026 10:44:43 AM
It’s a Tuesday morning in Waco. The sun is streaming through the stained glass of the fellowship hall, casting vibrant patterns across the floor. ...

Topics: Church Insurance, Church Podcast

Best Practices for Selecting a Church Insurance Broker

Posted by Amanda Minter on Mar 18, 2026 11:31:22 AM
What is a Texas Church Insurance broker? A church insurance broker (also known as an insurance agent) is a specialized intermediary who acts as an ...

Topics: independent insurance broker, insurance broker, Church Insurance

Why Replacement Cost Value is a Property Owner’s Best Friend

Posted by Ron Wadley on Mar 16, 2026 4:07:27 PM
What is replacement cost coverage? Replacement Cost Value (RCV) is a valuation method that pays the full cost to repair or replace insured property ...

Topics: actual cash value, Replacement Cost Value