Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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How Do Early Retirees Get Health Insurance Without Having A Job?

Posted by Ron Wadley on Jan 7, 2023 12:16:07 PM
Retiring early is a dream for many Texans. Since the COVID lockdowns of 2020 and the subsequent craziness in the employment market, the number of ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, Obamacare, cobra, early retirees

What Is Coinsurance?

Posted by Ron Wadley on Nov 4, 2019 9:07:58 PM
With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...

Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

How Do I Buy Health Insurance In Texas

Posted by Ron Wadley on Oct 29, 2019 3:59:31 PM
For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...

Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019 8:25:35 PM
Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...

Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Does Catastrophic Health Insurance Cover?

Posted by Ron Wadley on Oct 18, 2019 4:45:11 PM
When the phone rings and someone is looking for individual health insurance, there is a good chance that they are going to ask us about a ...

Topics: Texas, insurance for texans, health insurance, catastrophic health coverage, ACA Alternatives

What Is Considered A Pre-Existing Condition?

Posted by Ron Wadley on Oct 14, 2019 3:48:57 PM
As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

Can I Get Prescriptions Without Insurance?

Posted by Ron Wadley on Oct 7, 2019 1:19:05 PM
As healthcare costs have continued to escalate over the last 20 years, one bugaboo that has continued to work against Texans is the cost of ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

How Do I Qualify For Catastrophic Health Insurance

Posted by Ron Wadley on Oct 3, 2019 4:47:31 PM
The Texas health insurance marketplace has been flooded with various types of health insurance policies over the last 18 months. One of the most ...

Topics: insurance for texans, health insurance, independent insurance agent, catastrophic health coverage, ACA Alternatives

Will Cheap Health Insurance Plans Cover Everything I Need?

Posted by Ron Wadley on Oct 1, 2019 2:07:08 PM
Over the last decade the idea of what NEEDS to be covered by your Texas Health Insurance policy has changed. Dramatically in fact. One of the ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Can I Do If My Health Insurance At Work Sucks?

Posted by Ron Wadley on Sep 11, 2019 6:04:58 PM
After an extensive search, Mary had gotten a new full-time job that started a month ago. She was transitioning from out of state and was looking ...

Topics: insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, supplemental health plans, private health insurance, group health, health insurance portability, employer health insurance