Insurance For Texans Blog

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Is COBRA Health Insurance A Rip-off in Texas?

Posted by Ron Wadley on Jun 14, 2023, 1:53:14 PM
What is COBRA Health Insurance? As you approach early retirement in Texas, one of the biggest concerns that may be weighing on your mind is health ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, Obamacare, cobra, early retirees

How To Reduce Your Health Care Costs: Limited Benefit Health Plans

Posted by Ron Wadley on Mar 14, 2023, 12:07:59 PM
With health care costs continuing to skyrocket, many Texans attempting to retire a couple of years early are feeling the financial burden that comes ...

Topics: insurance for texans, Fort Worth, health insurance, ACA, catastrophic health coverage, ACA Alternatives, hospital indemnity plan, early retirees, Austin, Waco, lubbock

How Do Early Retirees Get Health Insurance Without Having A Job?

Posted by Ron Wadley on Jan 7, 2023, 12:16:07 PM
Retiring early is a dream for many Texans. Since the COVID lockdowns of 2020 and the subsequent craziness in the employment market, the number of ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, Obamacare, cobra, early retirees

What Is Coinsurance?

Posted by Ron Wadley on Nov 4, 2019, 9:07:58 PM
With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...

Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

How Do I Buy Health Insurance In Texas

Posted by Ron Wadley on Oct 29, 2019, 3:59:31 PM
For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...

Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019, 8:25:35 PM
Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...

Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Does Catastrophic Health Insurance Cover?

Posted by Ron Wadley on Oct 18, 2019, 4:45:11 PM
When the phone rings and someone is looking for individual health insurance, there is a good chance that they are going to ask us about a ...

Topics: Texas, insurance for texans, health insurance, catastrophic health coverage, ACA Alternatives

What Is Considered A Pre-Existing Condition?

Posted by Ron Wadley on Oct 14, 2019, 3:48:57 PM
As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

Can I Get Prescriptions Without Insurance?

Posted by Ron Wadley on Oct 7, 2019, 1:19:05 PM
As healthcare costs have continued to escalate over the last 20 years, one bugaboo that has continued to work against Texans is the cost of ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

How Do I Qualify For Catastrophic Health Insurance

Posted by Ron Wadley on Oct 3, 2019, 4:47:31 PM
The Texas health insurance marketplace has been flooded with various types of health insurance policies over the last 18 months. One of the most ...

Topics: insurance for texans, health insurance, independent insurance agent, catastrophic health coverage, ACA Alternatives