Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

  • There are no suggestions because the search field is empty.

Hail Insurance For Your Home

Posted by Ron Wadley on Mar 13, 2024 11:45:00 AM
Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...
Read More

Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

Why Isn't The Entire Roof Being Replaced On My Home?

Posted by Ron Wadley on Jan 5, 2024 4:20:25 PM
Hey there, fellow Texans! Today, we've got a story that hits close to home for many of us, since we've all been through at least one of our notorious ...
Read More

Topics: replacement cost, windstorms, Dallas/Fort Worth, hail, Home Insurance Tips, TRUE Texas Home Insurance

Why Won't My Insurance Coverage Replace My Roof?

Posted by Ron Wadley on Dec 29, 2023 10:15:00 AM
With all of the insurance companies being in the news for the wicked increases in home insurance rates over the last two years, more and more Texans ...
Read More

Topics: replacement cost, actual cash value, windstorms, hail, roofing schedule, TRUE Texas Home Insurance, Austin

What Kind of RV Insurance Do I Need As A Full Timer?

Posted by Kevin Hall on Sep 26, 2023 12:06:36 PM
I enjoy the RV Life! Since the days of purchasing my first bumper-pull travel trailer to use as a second office in DFW to upgrading to a fifth wheel ...
Read More

Topics: insurance for texans, replacement cost, liability, RV, travel trailer

Inflation Affecting Texas Insurance

Posted by Ron Wadley on Jun 9, 2022 4:53:16 PM
Over the last few weeks the single most asked question when we chat with real life Texans is why in the world is my home, auto, business, or fill in ...
Read More

Topics: auto insurance, home insurance, Texas, Freezing, replacement cost, limits of coverage, building coverage, commercial property values, complete losses, homeowners insurance, independent insurance agency, Commercial Insurance, gaps in coverage, TRUE Texas Home Insurance, inflation

Why Do You Need Replacement Cost on Personal Belongings?

Posted by Ron Wadley on Jan 30, 2021 12:38:35 PM
Nobody wants to think about a major catastrophe involving your home. Yet, knowing bad things happen from time to time regardless of where you live, ...
Read More

Topics: home insurance, Texas, replacement cost, actual cash value, windstorms, hail, Theft, flood insurance, Grapevine, Grapevine Home Insurance

Can I Insure My Grapevine Home For More Than It's Worth?

Posted by Ron Wadley on Aug 18, 2020 9:11:32 PM
We prepare a lot of insurance quotes here at Insurance For Texans and a lot of those are for Grapevine homes. How do we do this? The first step is ...
Read More

Topics: home insurance, insurance for texans, replacement cost, Fort Worth, deductible, North Texas, Dallas, Dallas/Fort Worth, complete losses, dwelling, claim, Colleyville, homeowners insurance, independent insurance agent, Home Insurance Tips, independent insurance agency, Grapevine, Grapevine Home Insurance

Will My Home Insurance Policy Replace My 15-Year Old Grapevine Roof?

Posted by Ron Wadley on Jun 30, 2020 6:16:56 PM
Hail. Like death and taxes, some things in life are inevitable. Hailstorms blow through North Texas each spring and sometimes, just to keep it fun, ...
Read More

Topics: replacement cost, actual cash value, claim settlement, North Texas, Dallas/Fort Worth, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance

Do I Have Enough Dwelling Coverage To Rebuild My Grapevine Home?

Posted by Ron Wadley on May 7, 2020 8:49:46 AM
When we talk about homeowners insurance for North Texas, we always begin with the most important foundational element. Dwelling amount coverage is ...
Read More

Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, Fort Worth, increased construction costs, North Texas, Dallas, Dallas/Fort Worth, Grapevine Home Insurance

Actual Cash Value vs. Replacement Cost on Grapevine Home Insurance

Posted by Ron Wadley on May 5, 2020 9:40:45 PM
There's nothing wrong with asking your independent insurance agent if your homeowners insurance policy is replacement cost. We get it. You only want ...
Read More

Topics: home insurance, Texas, insurance for texans, independent insurance broker, older home, replacement cost, actual cash value, Fort Worth, claim settlement, partial losses, North Texas, Dallas, Dallas/Fort Worth, complete losses, Grapevine Home Insurance