Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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How Do I Buy Health Insurance In Texas

Posted by Ron Wadley on Oct 29, 2019 3:59:31 PM
For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...

Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

Is It Better To Have A High or Low Deductible For Health Insurance

Posted by Ron Wadley on Oct 28, 2019 8:41:46 PM
After leaving his corporate job and opening his own business, Chuck was now in the process of securing his first health insurance plan that didn't ...

Topics: Texas, insurance for texans, deductible, health insurance, ACA, independent insurance agent

What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019 8:25:35 PM
Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...

Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Does Catastrophic Health Insurance Cover?

Posted by Ron Wadley on Oct 18, 2019 4:45:11 PM
When the phone rings and someone is looking for individual health insurance, there is a good chance that they are going to ask us about a ...

Topics: Texas, insurance for texans, health insurance, catastrophic health coverage, ACA Alternatives

Do I Really Need An Umbrella Policy?

Posted by Ron Wadley on Oct 16, 2019 8:49:42 PM
You have likely accused a friendly local insurance agent of simply trying to scare you with horror stories of accidents and claims gone wrong. The ...

Topics: auto insurance, home insurance, Texas, insurance for texans, homeowners insurance, liability, independent insurance agent

Does Homeowners Insurance Cover HOA Assesments

Posted by Ron Wadley on Oct 10, 2019 9:01:24 PM
Master planned communities continue to pop up everywhere around Texas. These communities offer lots of amenities like pools, water slides, ...

Topics: home insurance, Texas, insurance for texans, Burleson Home Insurance, high value home, homeowners insurance, independent insurance agent, Home Insurance Tips

Can I Get Prescriptions Without Insurance?

Posted by Ron Wadley on Oct 7, 2019 1:19:05 PM
As healthcare costs have continued to escalate over the last 20 years, one bugaboo that has continued to work against Texans is the cost of ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

Will Cheap Health Insurance Plans Cover Everything I Need?

Posted by Ron Wadley on Oct 1, 2019 2:07:08 PM
Over the last decade the idea of what NEEDS to be covered by your Texas Health Insurance policy has changed. Dramatically in fact. One of the ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

The Worst Texas Homeowners Insurance Policy Ever

Posted by Ron Wadley on Sep 26, 2019 8:16:38 PM
Let me share with y'all a story about Louis, a good-hearted homeowner from Fort Worth. Now, Louis had a cozy little home that he cherished, nestled ...

Topics: home insurance, Texas, North Texas, Dallas/Fort Worth, percentage deductibles, hail, Burleson, homeowners insurance, Home Insurance Tips

Why Is Home Insurance So Expensive In Texas?

Posted by Ron Wadley on Sep 25, 2019 9:06:45 PM
As we helped a family obtain insurance for a home that they are purchasing in the Fort Worth area today, they asked a simple question of us. Why is ...

Topics: home insurance, Texas, insurance for texans, Dallas/Fort Worth, hurricanes, Burleson Home Insurance, homeowners insurance, independent insurance agent, Gulf Coast, Home Insurance Tips