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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Brad Hancock

    Brad Hancock
    Brad grew up in his dad's insurance agency and just couldn't stay away from the business. He has deep experience in the Texas commercial insurance market to help businesses solve problems and mitigatee risk

    Recent Posts

    Who Needs Cyber Liability Insurance

    Posted by Brad Hancock on Dec 20, 2022 2:12:25 PM
    Businesses questioning "when is the right time to get cyber insurance?" should make the move now. Cyberattacks are a growing problem, with the ...
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    Topics: insurance for texans, business coverage, North Texas, independent insurance agency, Commercial Insurance, cyber insurance

    Understanding Builders Risk Coverage

    Posted by Brad Hancock on Oct 16, 2022 2:49:39 PM
    Builder's risk insurance policies, otherwise known as course of construct coverage, protect a person's or organization's insurable interest in ...
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    Topics: insurance for texans, term, rental property, investment property, renovation costs, Commercial Insurance, super bowl, builders risk, construction

    Water Coverage For Your Dental Office

    Posted by Brad Hancock on Oct 11, 2022 8:45:10 AM
    When reviewing your dental office insurance policies, it is important to consider several different water insurance coverages that need to be ...
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    Topics: insurance for texans, business coverage, business income coverage, Business Owner, Commercial Insurance, water, Dental Insurance

    Does My Dental Practice Need Cyber Liability Insurance?

    Posted by Brad Hancock on Oct 6, 2022 4:43:05 PM
    It's not difficult at all to think of large corporations that have been involved in major breaches of their private customer data. These ...
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    Topics: business coverage, electronic data processing equipment, Business Owner, Commercial Insurance, Dental Insurance, cyber insurance

    How Does Coinsurance Work On Commercial Property Insurance Policies?

    Posted by Brad Hancock on Oct 4, 2022 1:30:45 PM
    If you insure any type of commercial property, building, or contents, it is typical that your policy will include a coinsurance provision. With ...
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    Topics: insurance for texans, business coverage, commercial property values, investment property, Commercial Insurance

    3 Keys to Control General Liability Costs

    Posted by Brad Hancock on Oct 16, 2021 1:24:19 PM
    Let's face it, owning and operating your own business will continuously pose opportunities, challenges, and risks. Product, service, people . . . ...
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    Topics: business coverage, General Liability, independent insurance agent, Commercial Insurance, basics of business insurance

    Why Do I Need Employment Practices Liability Insurance?

    Posted by Brad Hancock on Sep 18, 2021 6:04:45 PM
    Running a business has enough challenges for any business owner. And with the inflation and employment situation that we currently find ourselves in, ...
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    Topics: independent insurance agency, Business Owner, Commercial Insurance, employer insurance, employment liability insurance, epli, commercial texas insurance, basics of business insurance

    5 Tips For Reducing Commercial Auto Premiums

    Posted by Brad Hancock on Oct 15, 2019 5:32:20 PM
    Texas Business Owners are always looking for ways to cut expenses to help them improve profitability. If your business owns vehicles, you understand ...
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    Topics: auto insurance, insurance for texans, business coverage, independent insurance agent, Business Owner, Commercial Insurance

    What Is A Business Owner's Policy?

    Posted by Brad Hancock on Aug 20, 2019 1:27:57 PM
    Texas business owners are constantly being bombarded by people who want to sell them something. This process never seems to end. And when an ...
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    Topics: insurance for texans, business coverage, North Texas, Dallas/Fort Worth, General Liability, independent insurance agent, Business Owner, Commercial Insurance

    Did You Review the Forms and Endorsements?

    Posted by Brad Hancock on Aug 4, 2019 8:09:34 PM
    No matter if it is your first time shopping for an insurance policy for your Texas business or your hundredth, there are some rules that you need to ...
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    Topics: business coverage, Business Owner, Commercial Insurance