Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

  • There are no suggestions because the search field is empty.

Ron Wadley

Ron Wadley
Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company.
Find me on:

Recent Posts

What Is The Average Home Insurance Deductible In Texas?

Posted by Ron Wadley on Apr 11, 2024 10:50:31 AM
It's no secret that the marketplace for Texas Home Insurance is a giant mess. We receive phone call after phone call of Texas homeowners who have ...
Read More

Topics: home insurance, deductible, split deductibles, percentage deductibles, claim, TRUE Texas Home Insurance

Why I Regret Buying Cheap Grapevine Home Insurance

Posted by Ron Wadley on Apr 4, 2024 8:38:59 AM
The cost of everything is soaring. Especially Texas home insurance. The local news is continually talking about the price increases that are ...
Read More

Topics: home insurance, Texas, insurance for texans, claim settlement, hail, claim, homeowners insurance, independent insurance agent, Home Insurance Tips, water, Grapevine Home Insurance

Can My Insurance Company Require Me To Bundle My Home And Auto

Posted by Ron Wadley on Apr 2, 2024 4:00:07 PM
Texas homeowners have become conditioned to talk about the bundle when it comes to their insurance. There have been countless commercials about ...
Read More

Topics: auto insurance, home insurance, discounts, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance

Is Home Insurance A Scam?

Posted by Ron Wadley on Mar 28, 2024 8:29:25 PM
A gentleman by the name of Scott called into our office the other day. He was looking to find a new home insurance carrier for his policy. ...
Read More

Topics: Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance

Hail Insurance For Your Home

Posted by Ron Wadley on Mar 13, 2024 11:45:00 AM
Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...
Read More

Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

The True Cost of Protection: High Deductibles in Texas Home Insurance

Posted by Ron Wadley on Mar 5, 2024 3:31:56 PM
Louise gazed out her San Antonio window as dark clouds gathered across the horizon. This is an all too familiar scene during the Spring in Texas, and ...
Read More

Topics: home insurance, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, San Antonio

Counting Hailstones: Understanding Texas' Two Hail Seasons

Posted by Ron Wadley on Feb 22, 2024 5:11:05 PM
In Abilene, Texas, Debbie stood on her porch, watching as the sky turned a menacing shade of gray. The air was thick with anticipation, a prelude to ...
Read More

Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance, Abilene

Weathering the Storm: Surviving Hail Coverage Shifts in Texas

Posted by Ron Wadley on Feb 20, 2024 4:45:48 PM
Gene sat in his Lubbock kitchen, staring at the renewal documents for his home insurance coverage. The Texas sky outside was clear today, but Gene's ...
Read More

Topics: actual cash value, deductible, Dallas/Fort Worth, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance, lubbock

The 2% Deductible Dilemma: What Texas Homeowners Need to Know

Posted by Ron Wadley on Feb 16, 2024 3:34:18 PM
Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...
Read More

Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

What Is A Cosmetic Exclusion On A Home Insurance Policy

Posted by Ron Wadley on Feb 7, 2024 11:08:11 AM
As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...
Read More

Topics: home insurance, claim settlement, hail, Home Insurance Tips, exclusions

Ron Wadley
About the Author

Ron Wadley

Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company.