Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company.
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    Recent Posts

    Is Home Insurance A Scam?

    Posted by Ron Wadley on Mar 28, 2024 8:29:25 PM
    A gentleman by the name of Scott called into our office the other day. He was looking to find a new home insurance carrier for his policy. ...
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    Topics: Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance

    Hail Insurance For Your Home

    Posted by Ron Wadley on Mar 13, 2024 11:45:00 AM
    Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...
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    Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

    The True Cost of Protection: High Deductibles in Texas Home Insurance

    Posted by Ron Wadley on Mar 5, 2024 3:31:56 PM
    Louise gazed out her San Antonio window as dark clouds gathered across the horizon. This is an all too familiar scene during the Spring in Texas, and ...
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    Topics: home insurance, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, San Antonio

    Counting Hailstones: Understanding Texas' Two Hail Seasons

    Posted by Ron Wadley on Feb 22, 2024 5:11:05 PM
    In Abilene, Texas, Debbie stood on her porch, watching as the sky turned a menacing shade of gray. The air was thick with anticipation, a prelude to ...
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    Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance, Abilene

    Weathering the Storm: Surviving Hail Coverage Shifts in Texas

    Posted by Ron Wadley on Feb 20, 2024 4:45:48 PM
    Gene sat in his Lubbock kitchen, staring at the renewal documents for his home insurance coverage. The Texas sky outside was clear today, but Gene's ...
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    Topics: actual cash value, deductible, Dallas/Fort Worth, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance, lubbock

    The 2% Deductible Dilemma: What Texas Homeowners Need to Know

    Posted by Ron Wadley on Feb 16, 2024 3:34:18 PM
    Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...
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    Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    What Is A Cosmetic Exclusion On A Home Insurance Policy

    Posted by Ron Wadley on Feb 7, 2024 11:08:11 AM
    As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...
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    Topics: home insurance, claim settlement, hail, Home Insurance Tips, exclusions

    What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance?

    Posted by Ron Wadley on Feb 7, 2024 10:45:00 AM
    As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...
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    Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

    Hail Havoc: Is Your Metal Roof Covered in Texas Storms?

    Posted by Ron Wadley on Jan 30, 2024 11:43:04 AM
    As we roll into hail season, which is basically all year in Texas, homeowners are giving their insurance policies a once over to make sure that they ...
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    Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, lubbock

    Is a Larger Deductible or a Roof Payment Schedule Better for Texans?

    Posted by Ron Wadley on Jan 29, 2024 5:28:53 PM
    Meet Steven from Fort Worth, a proud Texas homeowner who found himself at a crossroads when his homeowners insurance policy was set to renew. He had ...
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    Topics: deductible, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    Ron Wadley
    About the Author

    Ron Wadley

    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company.