Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems.
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    Recent Posts

    Don't California My Texas Church Insurance

    Posted by Ron Wadley on Jul 30, 2025 4:02:32 PM
    " \n Key Takeaways \n \n \n Local Knowledge Protects What Matters \n Real Conversations Are Better Than Call Center Scripts \n The Spirit Of ...
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    Topics: Texas, Church Insurance

    A Pastor Experiences The Promise Of Certainty During A Texas Tornado

    Posted by Ron Wadley on Jul 24, 2025 3:22:29 PM
    " \n Key Takeaways \n \n \n Certainty Brings Peace \n You Have To Act Before Tragedy \n Confidence Comes From Knowing \n \n \n \n \n You can find ...
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    Topics: Church Insurance, tornado insurance, The Promise Of Certainty

    Is It Worth It To Keep A 1% Hail Deductible On Texas Home Insurance?

    Posted by Ron Wadley on Jul 9, 2025 5:41:08 PM
    Steve has lived in Tyler all his life. He’s been in his current home for six years now and, like many Texans, he's no stranger to hail storms. Every ...
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    Topics: replacement cost, deductible, hail, roofing schedule, TRUE Texas Home Insurance

    Given The Recent Disaster, How Does Texas Flood Insurance Work?

    Posted by Ron Wadley on Jul 8, 2025 12:40:24 PM
    I've started to compose my thoughts on catastrophic flooding events in The Hill Country multiple times. It never feels quite right. As a parent of a ...
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    Topics: flood insurance, TRUE Texas Home Insurance, Flash Floods

    What Happens If I Don't Add My Teenage Driver To My Car Insurance?

    Posted by Ron Wadley on Jul 1, 2025 3:35:26 PM
    Mary never in a million years thought this could happen to her. She has lived in McKinney for many years. Proud grandmother. After raising two kids ...
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    Topics: auto insurance, claim, teen drivers

    Are You A Texas Homeowner With A Reduction In Coverage Letter?

    Posted by Ron Wadley on Jun 25, 2025 2:42:03 PM
    Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...
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    Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction

    Can You De-Risk Your Life?

    Posted by Ron Wadley on Jun 17, 2025 3:36:19 PM
    The day was like any other Monday. I headed out the door in the pre-sunrise moments to get a hike in and clear my head for the day ahead. My wife and ...
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    Topics: business coverage, TRUE Texas Home Insurance, total cost of risk

    Can My Mortgage Lender Force Me To Carry Specific Insurance Coverage

    Posted by Ron Wadley on Jun 16, 2025 2:24:02 PM
    Mary is a single mom living in Waco. Like so many parents right now, she is watching every penny that leaves her bank account. Groceries have gone ...
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    Topics: mortgage payment, replacement cost, hail, TRUE Texas Home Insurance

    What Is A Normal Deductible For Texas Home Insurance?

    Posted by Ron Wadley on May 22, 2025 5:54:49 PM
    Jim is buying his first home on the west side of Fort Worth. He’s excited, a little nervous, and trying to get everything in order before closing ...
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    Topics: deductible, hail, TRUE Texas Home Insurance

    What Do Texas Homeowners Need To Know About Insurance In 2025?

    Posted by Ron Wadley on May 1, 2025 5:14:14 PM
    When the massive hail storm rolled through North Austin into Round Rock a couple of years ago, Ashley's house got blasted. The noise on the roof was ...
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    Topics: texas weather, roofing schedule, TRUE Texas Home Insurance