Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Why Does My Commercial Lease Require General Liability Insurance?

Posted by Brad Hancock on Jul 18, 2023, 10:18:47 AM
If you are a business owner who rents space, you may be wondering why your landlord requires you to carry general liability insurance. After all, ...

Topics: business coverage, General Liability, Business Owner, Commercial Insurance, basics of business insurance, BOP

What is Professional Liability Insurance?

Posted by Brad Hancock on Jul 17, 2023, 3:39:45 PM
Professional Liability Insurance, also known as Errors and Omissions Insurance or Malpractice Insurance, is a form of insurance that provides ...

Topics: professional liability, Business Owner, Commercial Insurance, medical malpractice, malpractice, basics of business insurance

Does My Cyber Insurance Cover A Malware Attack?

Posted by Brad Hancock on Jul 14, 2023, 11:20:54 AM
If you run a legitimate business in Texas today, you use a computer. Somewhere. We all do. Sure, you may still operate on a cash only basis, but ...

Topics: business coverage, business income coverage, Business Owner, cyber insurance, commercial texas insurance, cyber crime, basics of business insurance, malware

What Is The ACA Exchange?

Posted by Kevin Hall on Jul 13, 2023, 5:45:18 PM
Unforeseen medical emergencies can have devastating financial consequences, which is why having health insurance coverage is important for all ...

Topics: health insurance, ACA, catastrophic health coverage, Obamacare, supplemental health plans

Cyber Insurance for Data Theft

Posted by Brad Hancock on Jul 12, 2023, 1:54:52 PM
Businesses today face numerous risks when it comes to data theft. From ransomware attacks and malware infiltrations to social engineering tactics and ...

Topics: business coverage, electronic data processing equipment, business income coverage, Business Owner, cyber insurance, commercial texas insurance, cyber crime, basics of business insurance, data theft

Why You Can't Operate A Business Without Cyber Insurance

Posted by Ron Wadley on Jul 11, 2023, 2:15:18 PM
If your business is like ours, we communicate constantly via email, chat, text, messenger, and just about anything that is not a phone call. One of ...

Topics: electronic data processing equipment, Commercial Insurance, cyber insurance, commercial texas insurance, ransomware, cyber crime, invoice manipulation

Want to eliminate your health deductible for a few dollars a day?

Posted by Kevin Hall on Jul 10, 2023, 5:26:50 PM
If you've been paying any amount of attention over the last decade, you've noticed that the annual deductible on your health insurance has been ...

Topics: health insurance, ACA, employer group policy, ACA Alternatives, Obamacare, supplemental health plans

When Is It Best To Not Use Prescription Drug Coverage?

Posted by Ron Wadley on Jul 7, 2023, 2:33:23 PM
Managing the cost of prescription drugs can be a daunting task for many individuals, especially those with chronic conditions requiring long-term ...

Topics: health insurance, ACA, ACA Alternatives, prescription coverage, supplemental health plans

Learn How Health Savings Accounts Can Lower Your Health Care Costs!

Posted by Kevin Hall on Jul 6, 2023, 9:33:52 AM
Time to be real Texas! Health insurance is ridiculously expensive. There’s no way to sugarcoat it. it doesn't matter if you live in Amarillo, Austin, ...

Topics: Fort Worth, health insurance, ACA, ACA Alternatives, Amarillo, Austin, Waco, supplemental health plans

Proactive Strategies to Lower General Liability Insurance Premiums

Posted by Brad Hancock on Jul 5, 2023, 5:33:06 PM
As a business owner, it's essential to protect your company from unexpected risks and liabilities. General liability insurance plays a crucial role ...

Topics: Dallas/Fort Worth, General Liability, Business Owner, Commercial Insurance, Grapevine, commercial texas insurance, Austin, basics of business insurance