Insurance For Texans Blog

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Inexperienced Commercial Agents: A Threat To Your Businesses

Posted by Brad Hancock on Jul 24, 2023 10:51:24 AM
As recessionary pressures have mounted on both consumers and businesses, we have begun to see certain trends occur in both insurance companies and ...

Topics: business coverage, independent insurance agency, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

What Is A Copay On Health Insurance?

Posted by Kevin Hall on Jul 21, 2023 5:24:15 PM
When it comes to understanding the intricacies of health insurance, it's important to familiarize yourself with common terms and concepts. One such ...

Topics: health insurance, ACA, independent insurance agent, ACA Alternatives

What Is A Health Insurance Deductible & Why Do Texans Obsess Over It?

Posted by Kevin Hall on Jul 20, 2023 4:15:30 PM
With the second half of the year beginning, we are careening towards open enrollment for health insurance plans at what feels like warp speed. After ...

Topics: deductible, health insurance, ACA, ACA Alternatives

The Basics Of Cyber Insurance: First & Third-Party Liability Coverage

Posted by Brad Hancock on Jul 19, 2023 5:03:20 PM
Businesses are facing an increasingly significant threat that can cripple their operations and damage their reputation—cyber attacks. As the ...

Topics: business coverage, business income coverage, Business Owner, cyber insurance, ransomware, cyber crime, basics of business insurance, malware

Why Does My Commercial Lease Require General Liability Insurance?

Posted by Brad Hancock on Jul 18, 2023 10:18:47 AM
If you are a business owner who rents space, you may be wondering why your landlord requires you to carry general liability insurance. After all, ...

Topics: business coverage, General Liability, Business Owner, Commercial Insurance, basics of business insurance, BOP

What is Professional Liability Insurance?

Posted by Brad Hancock on Jul 17, 2023 3:39:45 PM
Professional Liability Insurance, also known as Errors and Omissions Insurance or Malpractice Insurance, is a form of insurance that provides ...

Topics: professional liability, Business Owner, Commercial Insurance, medical malpractice, malpractice, basics of business insurance

Does My Cyber Insurance Cover A Malware Attack?

Posted by Brad Hancock on Jul 14, 2023 11:20:54 AM
If you run a legitimate business in Texas today, you use a computer. Somewhere. We all do. Sure, you may still operate on a cash only basis, but ...

Topics: business coverage, business income coverage, Business Owner, cyber insurance, commercial texas insurance, cyber crime, basics of business insurance, malware

What Is The ACA Exchange?

Posted by Kevin Hall on Jul 13, 2023 5:45:18 PM
Unforeseen medical emergencies can have devastating financial consequences, which is why having health insurance coverage is important for all ...

Topics: health insurance, ACA, catastrophic health coverage, Obamacare, supplemental health plans

Cyber Insurance for Data Theft

Posted by Brad Hancock on Jul 12, 2023 1:54:52 PM
Businesses today face numerous risks when it comes to data theft. From ransomware attacks and malware infiltrations to social engineering tactics and ...

Topics: business coverage, electronic data processing equipment, business income coverage, Business Owner, cyber insurance, commercial texas insurance, cyber crime, basics of business insurance, data theft

Why You Can't Operate A Business Without Cyber Insurance

Posted by Ron Wadley on Jul 11, 2023 2:15:18 PM
If your business is like ours, we communicate constantly via email, chat, text, messenger, and just about anything that is not a phone call. One of ...

Topics: electronic data processing equipment, Commercial Insurance, cyber insurance, commercial texas insurance, ransomware, cyber crime, invoice manipulation