The Insurance for Texans Blog (51)

What Makes A Great Commercial Insurance Application?

Posted by Brad Hancock on Aug 1, 2023, 9:10:41 PM

Commercial insurance is an important aspect of protecting your Texas-based business from potential risks and financial losses. Whether you own a ...

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Topics: business coverage, business income coverage, Business Owner, Commercial Insurance, cyber insurance, commercial texas insurance, basics of business insurance

How Much Does Health Insurance Cost Per Month In Texas?

Posted by Ron Wadley on Jul 31, 2023, 9:30:00 AM

Conversations happen around the kitchen table in many homes in Texas. Bob and Nancy were no different. Through the years, they have discussed many ...

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Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agent, independent insurance agency, Business Owner, catastrophic health coverage, ACA Alternatives

What Is a Maximum Out of Pocket on Health Insurance

Posted by Kevin Hall on Jul 28, 2023, 9:45:00 AM

When considering health insurance plans, it is important to understand the financial implications of your coverage. One key aspect to consider is the ...

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Topics: deductible, health insurance, ACA, catastrophic health coverage, ACA Alternatives, Obamacare

Texas Law On Waiving Insurance Deductibles

Posted by Ron Wadley on Jul 27, 2023, 10:46:00 AM

When we first published this article on the "new" Texas law that went into effect in September, 2019 there was a lot of chatter about roofing ...

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Topics: home insurance, Texas, insurance for texans, windstorms, deductible, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home Insurance Tips, independent insurance agency

How To Save Money On Short Term Medical Plans

Posted by Kevin Hall on Jul 26, 2023, 9:15:00 AM

When talking with a potential client the other day who was very frustrated about having to pay too much on her health insurance, we explored what is ...

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Topics: health insurance, Short Term Medical, ACA Alternatives, Obamacare

Inexperienced Commercial Agents: How A Contractor Was In Jeopardy

Posted by Brad Hancock on Jul 25, 2023, 8:35:06 AM

In a prior article on our website about inexperienced commercial agents, we explained why many licensed insurance agents are moving away from ...

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Topics: business coverage, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

Inexperienced Commercial Agents: A Threat To Your Businesses

Posted by Brad Hancock on Jul 24, 2023, 10:51:24 AM

As recessionary pressures have mounted on both consumers and businesses, we have begun to see certain trends occur in both insurance companies and ...

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Topics: business coverage, independent insurance agency, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

What Is A Copay On Health Insurance?

Posted by Kevin Hall on Jul 21, 2023, 5:24:15 PM

When it comes to understanding the intricacies of health insurance, it's important to familiarize yourself with common terms and concepts. One such ...

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Topics: health insurance, ACA, independent insurance agent, ACA Alternatives

What Is A Health Insurance Deductible & Why Do Texans Obsess Over It?

Posted by Kevin Hall on Jul 20, 2023, 4:15:30 PM

With the second half of the year beginning, we are careening towards open enrollment for health insurance plans at what feels like warp speed. After ...

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Topics: deductible, health insurance, ACA, ACA Alternatives

The Basics Of Cyber Insurance: First & Third-Party Liability Coverage

Posted by Brad Hancock on Jul 19, 2023, 5:03:20 PM

Businesses are facing an increasingly significant threat that can cripple their operations and damage their reputation—cyber attacks. As the ...

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Topics: business coverage, business income coverage, Business Owner, cyber insurance, ransomware, cyber crime, basics of business insurance, malware

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