The Insurance for Texans Blog (60)

Should You Keep Your Life Insurance Policy As-is?

Posted by Chris Howard on Nov 8, 2019 9:00:00 AM

Family smiling at the dinner table and looking at camera-1

The wave of 40-degree days recently across the D/FW Metroplex reminds many Texans new and old that we do actually get a bit of fall weather, leading ...

Topics: term life insurance

What Is Coinsurance?

Posted by Ron Wadley on Nov 4, 2019 9:07:58 PM

With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...

Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

The Difference Between a DP-1 and DP-3 Rental Policy

Posted by Ron Wadley on Nov 2, 2019 11:43:08 AM

Rick is buying his rental property. It's a great little three bedroom, two bath home in Abilene that he is getting a discounted price because of a ...

Topics: replacement cost, actual cash value, rental property, landlord insurance, investment property, property

How Do I Buy Health Insurance In Texas

Posted by Ron Wadley on Oct 29, 2019 3:59:31 PM

For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...

Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

Is It Better To Have A High or Low Deductible For Health Insurance

Posted by Ron Wadley on Oct 28, 2019 8:41:46 PM

After leaving his corporate job and opening his own business, Chuck was now in the process of securing his first health insurance plan that didn't ...

Topics: Texas, insurance for texans, deductible, health insurance, ACA, independent insurance agent

How to Protect Against Fall Home Fire Hazards

Posted by Chris Howard on Oct 25, 2019 2:21:56 PM

There are two falls in Texas. The suggested fall and the real fall.

Topics: Home Maintenance, home insurance

Is Health Insurance Broken?

Posted by Ron Wadley on Oct 24, 2019 5:29:50 PM

Open Enrollment for 2020 Exchange Health Insurance plans begins next week, and has opened the flood gates of Texans looking for new Texas Health ...

What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019 8:25:35 PM

Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...