Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Why Don't I Have Enough Insurance Coverage for Water Damage?

Posted by Ron Wadley on Feb 17, 2021, 10:27:57 PM
If you're new to the Lone Star State, you are probably witnessing for the first time the identity crisis that is known from the panhandle to the ...

Topics: insurance, home insurance, insurance for texans, North Texas, Dallas/Fort Worth, claim, flood insurance, independent insurance agent, water, Grapevine Home Insurance

What if I Outlive My Term Life Insurance Window?

Posted by Ron Wadley on Aug 10, 2019, 10:32:24 AM
Term life insurance either gets a good rap or bad rap depending on who you talk to. There's a lot of voices out there on the subject, making it more ...

Topics: insurance, insurance for texans, life insurance, permanent life, term life insurance, term, independent insurance agent

Keeping a Handle on Open Flames

Posted by Ron Wadley on Jun 21, 2019, 12:26:21 PM
With another Texas summer right around the corner and temperatures on the rise, backyard parties and outdoor camping trips are in full swing. Now is ...

Topics: insurance, home insurance, homeowners insurance, independent insurance agent

Why Do I Need Loss of Rents Coverage?

Posted by Ron Wadley on May 10, 2019, 5:05:00 PM
Some things go better together. Coffee and donuts. Beer and brats. Wine and cheese. Whatever your preference, some pairings just make sense. And ...

Topics: insurance, home insurance, Insured, Texas, insurance for texans, independent insurance broker, insurance broker, windstorms, North Texas, dwelling, rental property, landlord insurance, investment property

The Upside to Vandalism and Mischief

Posted by Ron Wadley on May 3, 2019, 3:37:50 PM
If you are familiar with the mischievous, Weasley twins from the Harry Potter films, you might remember one of them waving a magic wand over a ...

Topics: insurance, home, independent insurance broker, insurance broker, business coverage, dwelling, investment property

Who is Liable, You or Your Subcontractor?

Posted by Ron Wadley on Apr 25, 2019, 6:31:35 PM
In the film Donnie Brasco, an aged mob hitman named Lefty befriends and vouches for a young jewel thief named . . . well . . . Donnie Brasco. With ...

Topics: insurance, Insured, insurance for texans, independent insurance broker, insurance broker, business coverage, investment property, General Liability

Will Blanket Insurance Cover My Investment Property?

Posted by Ron Wadley on Apr 18, 2019, 2:32:35 PM
If you have breathed over the last decade, you know the superhero genre has taken over the movie theaters. Whether you grew up reading D.C., Marvel, ...

Topics: insurance, insurance for texans, insurance broker, business coverage, rental property, claim

What is Premises Liability?

Posted by Ron Wadley on Apr 11, 2019, 5:39:54 PM
You've heard the saying, "It's all fun and games until somebody gets hurt." Well, you might not find it fun when somebody gets hurt on your property ...

Topics: insurance, independent insurance broker, insurance broker, rental property, investment property

Why Use A Broker?

Posted by Ron Wadley on Apr 2, 2018, 5:01:39 PM
You are unique. So are your needs. You, the consumer, are a very unique individual. As much as big companies would like to make you think you need ...

Topics: insurance, independent insurance broker

Proper Home and Auto Insurance Make a Merry Christmas

Posted by Ron Wadley on Dec 1, 2017, 12:00:00 PM
Christmas decorating and the name "Griswold" go hand in hand. In National Lampoon's Christmas Vacation, Clark Griswold shows how a little inspiration ...

Topics: insurance, auto insurance, home insurance, Insured