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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Why Don't I Have Enough Insurance Coverage for Water Damage?

    Posted by Chris Howard on Feb 17, 2021 10:27:57 PM
    If you're new to the Lone Star State, you are probably witnessing for the first time the identity crisis that is known from the panhandle to the ...
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    Topics: insurance, home insurance, insurance for texans, North Texas, Dallas/Fort Worth, claim, flood insurance, independent insurance agent, water, texas weather, Grapevine Home Insurance

    What if I Outlive My Term Life Insurance Window?

    Posted by Chris Howard on Aug 10, 2019 10:32:24 AM
    Term life insurance either gets a good rap or bad rap depending on who you talk to. There's a lot of voices out there on the subject, making it more ...
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    Topics: insurance, insurance for texans, life insurance, permanent life, term life insurance, term, independent insurance agent

    Keeping a Handle on Open Flames

    Posted by Chris Howard on Jun 21, 2019 12:26:21 PM
    With another Texas summer right around the corner and temperatures on the rise, backyard parties and outdoor camping trips are in full swing. Now is ...
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    Topics: insurance, home insurance, temperatures, homeowners insurance, liability, fire, independent insurance agent

    How Do I Prepare For My Summer Vacation?

    Posted by Chris Howard on Jun 13, 2019 7:05:34 PM
    Summer in Texas usually means that good ol' vacation road trip or flight with the family toward sun and fun or a cooler climate. As many make their ...
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    Topics: insurance, auto insurance, home insurance, Insure, hail, homeowners insurance, summer, liability, fire, independent insurance agent

    Will Owning a Swimming Pool Cause My Insurance Cost to Increase?

    Posted by Chris Howard on May 23, 2019 5:35:38 PM
    Memorial Day weekend is upon us and the heat and humidity indexes are already climbing in Texas. Pretty soon we'll all feel like we're wearing wool ...
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    Topics: Uncategorized, insurance, home insurance, Texas, weather, insurance for texans, independent insurance broker, homeowners insurance, pool injury, summer, pool, swimming pool, liability

    Why Do I Need Loss of Rents Coverage?

    Posted by Chris Howard on May 10, 2019 5:05:00 PM
    Some things go better together.
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    Topics: insurance, home insurance, Insured, Texas, insurance for texans, mortgage payment, independent insurance broker, insurance broker, windstorms, North Texas, named storms, dwelling, rental property, landlord insurance, investment property, flood insurance, earthquake insurance

    The Upside to Vandalism and Mischief

    Posted by Chris Howard on May 3, 2019 3:37:50 PM
    If you are familiar with the mischievous, Weasley twins from the Harry Potter films, you might remember one of them waving a magic wand over a ...
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    Topics: insurance, home, independent insurance broker, insurance broker, business coverage, dwelling, vacant structure insurance, investment property, vandalism, mischief, managed

    Who is Liable, You or Your Subcontractor?

    Posted by Chris Howard on Apr 25, 2019 6:31:35 PM
    In the film Donnie Brasco, an aged mob hitman named Lefty befriends and vouches for a young jewel thief named . . . well . . . Donnie Brasco. With ...
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    Topics: insurance, workmans compensation, Insured, insurance for texans, independent insurance broker, insurance broker, business coverage, investment property, blanket coverage, General Liability

    Will Blanket Insurance Cover My Investment Property?

    Posted by Chris Howard on Apr 18, 2019 2:32:35 PM
    If you have breathed over the last decade, you know the superhero genre has taken over the movie theaters. Whether you grew up reading D.C., Marvel, ...
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    Topics: insurance, insurance for texans, insurance broker, business coverage, rental property, blanket coverage, claim

    What is Premises Liability?

    Posted by Chris Howard on Apr 11, 2019 5:39:54 PM
    You've heard the saying, "It's all fun and games until somebody gets hurt." Well, you might not find it fun when somebody gets hurt on your property ...
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    Topics: insurance, independent insurance broker, insurance broker, rental property, investment property, premises liability, blanket coverage