Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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How to Protect Against Fall Home Fire Hazards

Posted by Ron Wadley on Oct 25, 2019, 2:21:56 PM
There are two falls in Texas. The suggested fall and the real fall. One takes place when the calendar says so in September. The other takes place ...

Topics: Home Maintenance, home insurance

Is Health Insurance Broken?

Posted by Ron Wadley on Oct 24, 2019, 5:29:50 PM
Open Enrollment for 2020 Exchange Health Insurance plans begins next week, and has opened the flood gates of Texans looking for new Texas Health ...

What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019, 8:25:35 PM
Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...

Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What To Do Before, During, and After A Texas Storm

Posted by Ron Wadley on Oct 21, 2019, 1:33:30 PM
Last night, the residents of North Dallas were greeted with tornado sirens during October. Yes, North Texas residents can hear storm sirens year ...

Topics: home insurance, weather, insurance for texans, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home Insurance Tips

Death, Taxes and Life Insurance

Posted by Ron Wadley on Oct 19, 2019, 10:49:09 AM
Going to a homecoming game at your alma mater in your forties can remind you pretty quick about the ability of time to fly faster than you ever ...

Topics: independent insurance agency

What Does Catastrophic Health Insurance Cover?

Posted by Ron Wadley on Oct 18, 2019, 4:45:11 PM
When the phone rings and someone is looking for individual health insurance, there is a good chance that they are going to ask us about a ...

Topics: Texas, insurance for texans, health insurance, catastrophic health coverage, ACA Alternatives

What's The Difference Between Home Insurance And A Home Warranty?

Posted by Ron Wadley on Oct 17, 2019, 8:31:32 PM
When Texans buy homes they often purchase a home warranty for that first year that they are in the home. Good realtors will even negotiate the price ...

Topics: home insurance, insurance for texans, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, independent insurance agent, Home Insurance Tips

Do I Really Need An Umbrella Policy?

Posted by Ron Wadley on Oct 16, 2019, 8:49:42 PM
You have likely accused a friendly local insurance agent of simply trying to scare you with horror stories of accidents and claims gone wrong. The ...

Topics: auto insurance, home insurance, Texas, insurance for texans, homeowners insurance, liability, independent insurance agent

5 Tips For Reducing Commercial Auto Premiums

Posted by Brad Hancock on Oct 15, 2019, 5:32:20 PM
Texas Business Owners are always looking for ways to cut expenses to help them improve profitability. If your business owns vehicles, you understand ...

Topics: auto insurance, insurance for texans, business coverage, independent insurance agent, Business Owner, Commercial Insurance

What Is Considered A Pre-Existing Condition?

Posted by Ron Wadley on Oct 14, 2019, 3:48:57 PM
As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives