Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Is Coinsurance?

Posted by Ron Wadley on Nov 4, 2019 9:07:58 PM
With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...

Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

The Difference Between a DP-1 and DP-3 Rental Policy

Posted by Ron Wadley on Nov 2, 2019 11:43:08 AM
Rick is buying his rental property. It's a great little three bedroom, two bath home in Abilene that he is getting a discounted price because of a ...

Topics: replacement cost, actual cash value, rental property, landlord insurance, investment property, property

How Do I Buy Health Insurance In Texas

Posted by Ron Wadley on Oct 29, 2019 3:59:31 PM
For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...

Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

Is It Better To Have A High or Low Deductible For Health Insurance

Posted by Ron Wadley on Oct 28, 2019 8:41:46 PM
After leaving his corporate job and opening his own business, Chuck was now in the process of securing his first health insurance plan that didn't ...

Topics: Texas, insurance for texans, deductible, health insurance, ACA, independent insurance agent

How to Protect Against Fall Home Fire Hazards

Posted by Ron Wadley on Oct 25, 2019 2:21:56 PM
There are two falls in Texas. The suggested fall and the real fall. One takes place when the calendar says so in September. The other takes place ...

Topics: Home Maintenance, home insurance

Is Health Insurance Broken?

Posted by Ron Wadley on Oct 24, 2019 5:29:50 PM
Open Enrollment for 2020 Exchange Health Insurance plans begins next week, and has opened the flood gates of Texans looking for new Texas Health ...

What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019 8:25:35 PM
Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...

Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What To Do Before, During, and After A Texas Storm

Posted by Ron Wadley on Oct 21, 2019 1:33:30 PM
Last night, the residents of North Dallas were greeted with tornado sirens during October. Yes, North Texas residents can hear storm sirens year ...

Topics: home insurance, weather, insurance for texans, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home Insurance Tips

Death, Taxes and Life Insurance

Posted by Ron Wadley on Oct 19, 2019 10:49:09 AM
Going to a homecoming game at your alma mater in your forties can remind you pretty quick about the ability of time to fly faster than you ever ...

Topics: independent insurance agency

What Does Catastrophic Health Insurance Cover?

Posted by Ron Wadley on Oct 18, 2019 4:45:11 PM
When the phone rings and someone is looking for individual health insurance, there is a good chance that they are going to ask us about a ...

Topics: Texas, insurance for texans, health insurance, catastrophic health coverage, ACA Alternatives