Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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How To Get Cheap Home Insurance

Posted by Ron Wadley on Nov 21, 2019, 3:23:52 PM
When Texas homeowners are evaluating their annual budgets this time of year, one of the things that often shocks them is just how much they spend on ...

Does Home Insurance Cover My Airbnb

Posted by Ron Wadley on Nov 19, 2019, 4:23:36 PM
You have decided it is time to buy a second home on the lake, and the idea of renting it out on weekends to cover the costs sounds awesome. We agree. ...

Topics: home insurance, Texas, insurance for texans, North Texas, homeowners insurance, liability, independent insurance agent, Home Insurance Tips

How Do I Prep My Texas Home For Colder Weather?

Posted by Ron Wadley on Nov 16, 2019, 11:28:41 AM
We know how to two-step in Texas, even when it comes to our thermostat. Heat on during the evening and often turning on the cooler air during the ...

Topics: Home Maintenance, homeowners insurance, Home Insurance Tips

Does Texas Home Insurance Cover Frozen Pipes

Posted by Ron Wadley on Nov 13, 2019, 5:06:41 PM
Mid November should not have wind chills in the teens and single digits in North Texas. But guess what. Mother Nature does not care. And as a result, ...

Topics: home insurance, Texas, insurance for texans, homeowners insurance, Home Insurance Tips, water

Why I Regret Buying Cheap Home Insurance

Posted by Ron Wadley on Nov 11, 2019, 2:52:54 PM
Many Texans are constantly looking for a way to trim their personal finances. As property taxes have soared, they have looked at their home insurance ...

Topics: home insurance, Texas, insurance for texans, claim settlement, Burleson Home Insurance, hail, claim, homeowners insurance, independent insurance agent, Home Insurance Tips, water

Should You Keep Your Life Insurance Policy As-is?

Posted by Ron Wadley on Nov 8, 2019, 9:00:00 AM
The wave of 40-degree days recently across the D/FW Metroplex reminds many Texans new and old that we do actually get a bit of fall weather, leading ...

Topics: term life insurance

What Is Coinsurance?

Posted by Ron Wadley on Nov 4, 2019, 9:07:58 PM
With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...

Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

The Difference Between a DP-1 and DP-3 Rental Policy

Posted by Ron Wadley on Nov 2, 2019, 11:43:08 AM
Rick is buying his rental property. It's a great little three bedroom, two bath home in Abilene that he is getting a discounted price because of a ...

Topics: replacement cost, actual cash value, rental property, landlord insurance, investment property, property

How Do I Buy Health Insurance In Texas

Posted by Ron Wadley on Oct 29, 2019, 3:59:31 PM
For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...

Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

Is It Better To Have A High or Low Deductible For Health Insurance

Posted by Ron Wadley on Oct 28, 2019, 8:41:46 PM
After leaving his corporate job and opening his own business, Chuck was now in the process of securing his first health insurance plan that didn't ...

Topics: Texas, insurance for texans, deductible, health insurance, ACA, independent insurance agent