What are Short Term Medical Plans?

Posted by Ron Wadley on Jun 13, 2023 3:30:00 PM

As early retirees in Texas, it's crucial for couples in their 60s to have access to quality health insurance coverage that fits their needs and ...

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Topics: health insurance, Short Term Medical, catastrophic health coverage, early retirees

How To Reduce Your Health Care Costs: Limited Benefit Health Plans

Posted by Ron Wadley on Mar 14, 2023 12:07:59 PM

With health care costs continuing to skyrocket, many Texans attempting to retire a couple of years early are feeling the financial burden that comes ...

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Topics: insurance for texans, Fort Worth, health insurance, ACA, catastrophic health coverage, ACA Alternatives, hospital indemnity plan, early retirees, Austin, Waco, lubbock

How Do I Get Health Insurance Before Medicare Kicks In?

Posted by Ron Wadley on Feb 21, 2023 11:31:44 AM

Congratulations on deciding to and being able to retire. You've spent a lot of blood, sweat, and tears to get you here, working and saving your ...

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Topics: insurance for texans, North Texas, Dallas/Fort Worth, health insurance, catastrophic health coverage, Obamacare, early retirees, Amarillo, Austin

How Do Early Retirees Get Health Insurance Without Having A Job?

Posted by Ron Wadley on Jan 7, 2023 12:16:07 PM

Retiring early is a dream for many Texans. Since the COVID lockdowns of 2020 and the subsequent craziness in the employment market, the number of ...

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Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, Obamacare, cobra, early retirees

What Is Coinsurance?

Posted by Ron Wadley on Nov 4, 2019 9:07:58 PM

With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...

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Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

How Do I Buy Health Insurance In Texas

Posted by Ron Wadley on Oct 29, 2019 3:59:31 PM

For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...

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Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019 8:25:35 PM

Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...

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Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Does Catastrophic Health Insurance Cover?

Posted by Ron Wadley on Oct 18, 2019 4:45:11 PM

When the phone rings and someone is looking for individual health insurance, there is a good chance that they are going to ask us about a ...

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Topics: Texas, insurance for texans, health insurance, catastrophic health coverage, ACA Alternatives

What Is Considered A Pre-Existing Condition?

Posted by Ron Wadley on Oct 14, 2019 3:48:57 PM

As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...

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Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives