" \n Key Takeaways \n \n \n Playgrounds and outdoor equipment may not be covered automatically. Many daycare insurance policies exclude playgrounds, ...

Topics: hail, True Texas Education Insurance, daycares

" \n Key Takeaways \n \n \n Outdoor playgrounds are at high risk during Texas hail season. Playgrounds, fences, and shade canopies can be damaged or ...

Topics: hail, property, True Texas Education Insurance, daycares, playgrounds

Much has been written and said about the problems with Texas church insurance during 2024. Insurance For Texans has spent much of the year detailing ...

Topics: limits of coverage, hail, liability, gaps in coverage, Church Insurance

Every time a small church gets hit with a 30% rate increase on their insurance premium, another congregation gets closer to closing their doors. For ...

Topics: hail, property, Church Insurance

" \n Key Takeaways \n \n \n \n It’s not a scam. It’s a contract that can feel useless when the math surprises you. Most churches don’t get burned ...

Topics: hail, property, Church Insurance, scam

Last spring, Ted, experienced one of the worst hailstorms he could remember at his Grapevine home. Baseball-sized hail pummeled his roof, left dents ...

Topics: hail, TRUE Texas Home Insurance, myths

" \n Key Takeaways \n \n \n Hail is the #1 property budget buster for Texas churches, and the policy details decide whether you recover or scramble ...

Topics: hail, Theft, vandalism, water, property, Church Insurance

" \n What is an insurance exclusion? \n \n Insurance Exclusions: Specific conditions, hazards, or services listed in an insurance policy for which ...

Topics: hail, professional liability, property, Church Insurance, abuse & molestation

" \n What Is a Deductible Buy Down? \n \n Deductible Buy Down: A supplemental insurance policy—also known as a buyback—that lowers the high ...

Topics: deductible, hail, property, Church Insurance

" \n Key Takeaways \n \n \n Replacement Cost is about rebuilding your church like it was, while Actual Cash Value is about what your church property ...

Topics: replacement cost, actual cash value, hail, property, Church Insurance