Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Texas Church Property Premiums Will Continue To Rise in 2025

    Posted by Amanda Minter on Dec 23, 2024 11:45:56 AM
    Every time a small church gets hit with a 30% rate increase on their insurance premium, another congregation gets closer to closing their doors. For ...
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    Topics: hail, property, Church Insurance

    Is Texas Church Insurance A Scam?

    Posted by Amanda Minter on Dec 4, 2024 3:12:17 PM
    " \n Key Takeaways \n \n \n \n It’s not a scam. It’s a contract that can feel useless when the math surprises you. Most churches don’t get burned ...
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    Topics: hail, property, Church Insurance, scam

    Three Myths Texans Believe About Hail Coverage On Home Insurance

    Posted by Ron Wadley on Dec 2, 2024 3:48:02 PM
    Last spring, Ted, experienced one of the worst hailstorms he could remember at his Grapevine home. Baseball-sized hail pummeled his roof, left dents ...
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    Topics: hail, TRUE Texas Home Insurance, myths

    Top 3 Property Risks Texas Churches Face — And How to Face Them

    Posted by Amanda Minter on Nov 27, 2024 10:53:16 AM
    " \n Key Takeaways \n \n \n Hail is the #1 property budget buster for Texas churches, and the policy details decide whether you recover or scramble ...
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    Topics: hail, Theft, vandalism, water, property, Church Insurance

    The Fine Print: Insurance Exclusions Can Leave Texas Churches Exposed

    Posted by Amanda Minter on Nov 14, 2024 4:13:58 PM
    Pastor Steve loved his role at his Midland church, guiding his congregation through life’s ups and downs. One day, a member reached out for help, ...
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    Topics: hail, professional liability, property, Church Insurance, abuse & molestation

    Managing Rising Deductibles: Deductible Buy Downs For Texas Churches

    Posted by Brad Hancock on Oct 29, 2024 4:09:32 PM
    After a major hailstorm left his Frisco church with a damaged roof, Charles was frustrated to discover just how high the deductible was on the ...
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    Topics: deductible, hail, property, Church Insurance

    Is It Better To Have Actual Cash Value Or Replacement Cost On Churches

    Posted by Amanda Minter on Oct 21, 2024 4:02:17 PM
    " \n Key Takeaways \n \n \n Replacement Cost is about rebuilding your church like it was, while Actual Cash Value is about what your church property ...
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    Topics: replacement cost, actual cash value, hail, property, Church Insurance

    Hail Insurance For Texas Churches

    Posted by Amanda Minter on Jun 12, 2024 4:54:52 PM
    " \n Key Takeaways \n \n \n Hail isn’t just a weather problem, it’s a financial threat. Texas churches face repeated roof damage and costly repairs ...
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    Topics: windstorms, deductible, hail, property, business personal property, Church Insurance

    The Math Of The Current Home Insurance Market In Texas

    Posted by Ron Wadley on Jun 3, 2024 4:57:23 PM
    Michael was in the process of moving to Texans and buying a house. He had come from the West coast as so many people have done over the last five ...
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    Topics: windstorms, increased construction costs, hail, roofing schedule, TRUE Texas Home Insurance, inflation

    What Should My Texas Church Insurance Deductible Be?

    Posted by Kevin Hall on May 3, 2024 1:20:40 PM
    The changes going on with Texas church insurance are enough to make your head spin. Churches from all denominations and places on the spectrum are ...
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    Topics: windstorms, deductible, percentage deductibles, hail, Church Insurance