Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Is A Normal Deductible For Texas Home Insurance?

Posted by Ron Wadley on May 22, 2025 5:54:49 PM
Jim is buying his first home on the west side of Fort Worth. He’s excited, a little nervous, and trying to get everything in order before closing ...
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Topics: deductible, hail, TRUE Texas Home Insurance

Texas Daycares Need Smarter Property Insurance In Our Crazy Weather

Posted by Brad Hancock on May 9, 2025 2:11:58 PM
" \n Key Takeaways \n \n \n Big Texas storms expose weak insurance policies. Hail, wind, and severe weather are striking more often and the gaps in ...
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Topics: hail, property, True Texas Education Insurance, daycares

Why Does My Texas Home Insurance Have A Roof Sublimit?

Posted by Ron Wadley on Apr 30, 2025 12:13:28 PM
The Spring hail season in North Texas has been somewhat quiet so far this year. We have not had as many big storms through March and April as we have ...
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Topics: hail, TRUE Texas Home Insurance, sublimit

What Is A Stated Limit For Roof Coverage On A Home Insurance Policy?

Posted by Ron Wadley on Apr 16, 2025 4:31:34 PM
Like most folks in North Texas, Jason knows hail season can be a mess. His neighbor across town had to replace a roof last year after a big storm, ...
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Topics: replacement cost, hail, roofing schedule, TRUE Texas Home Insurance

Why Is My Home Insurance Premium Going Up After Record Profits?

Posted by Ron Wadley on Apr 14, 2025 3:42:13 PM
If you are anything like Mary, you have seen your home insurance rates climb like they are almost to the top of Kilimanjaro. Mary lives in a nice ...
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Topics: replacement cost, hail, TRUE Texas Home Insurance

Hail Insurance For Texas Private Schools

Posted by Brad Hancock on Apr 10, 2025 4:20:39 PM
Steven was sitting at his desk in his office of an Austin private school. He was preparing for a budget meeting for the upcoming school year. As the ...
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Topics: hail, True Texas Education Insurance, private schools

Why A National Risk Pool Can Be Better For Your Church’s Insurance

Posted by Amanda Minter on Mar 13, 2025 11:51:31 AM
" \n What is a risk purchasing group? \n \n Risk Purchasing Group: A solution for churches that are formed to cover catastrophic property losses. ...
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Topics: hail, property, Church Insurance, Risk Purchasing Group

What Do Texas Business Owners Need To Know About Spring Hail Insurance

Posted by Brad Hancock on Mar 3, 2025 8:30:00 AM
Texas weather can be wild! It seems like we move from the dead of winter to the "Spring Hail" Season almost instantly. It is incredible how quickly ...
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Topics: business coverage, hail, property, business interruption

What Texas Churches Need to Know About Insurance Before Storm Season

Posted by Amanda Minter on Feb 28, 2025 4:11:49 PM
" \n Key Takeaways \n \n \n Your wind and hail deductible can quietly become a church sized expense A percentage deductible is not based on the size ...
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Topics: windstorms, hail, Church Insurance

Three Things Texas Homeowners Need To Know Before Hail Season Starts

Posted by Ron Wadley on Feb 27, 2025 11:19:59 AM
Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...
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Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance