Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019, 8:25:35 PM
Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...

Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Does Catastrophic Health Insurance Cover?

Posted by Ron Wadley on Oct 18, 2019, 4:45:11 PM
When the phone rings and someone is looking for individual health insurance, there is a good chance that they are going to ask us about a ...

Topics: Texas, insurance for texans, health insurance, catastrophic health coverage, ACA Alternatives

What Is Considered A Pre-Existing Condition?

Posted by Ron Wadley on Oct 14, 2019, 3:48:57 PM
As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

Can I Get Prescriptions Without Insurance?

Posted by Ron Wadley on Oct 7, 2019, 1:19:05 PM
As healthcare costs have continued to escalate over the last 20 years, one bugaboo that has continued to work against Texans is the cost of ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

How Do I Qualify For Catastrophic Health Insurance

Posted by Ron Wadley on Oct 3, 2019, 4:47:31 PM
The Texas health insurance marketplace has been flooded with various types of health insurance policies over the last 18 months. One of the most ...

Topics: insurance for texans, health insurance, independent insurance agent, catastrophic health coverage, ACA Alternatives

Will Cheap Health Insurance Plans Cover Everything I Need?

Posted by Ron Wadley on Oct 1, 2019, 2:07:08 PM
Over the last decade the idea of what NEEDS to be covered by your Texas Health Insurance policy has changed. Dramatically in fact. One of the ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Is Short Term Medical Insurance

Posted by Ron Wadley on Sep 23, 2019, 11:21:26 AM
When the Affordable Care Act was put in place and the idea of a once a year open enrollment was put in place, there became a need for a stop gap ...

Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agent, catastrophic health coverage

Why Does The Word Fiduciary Matter In Insurance?

Posted by Ron Wadley on Sep 19, 2019, 5:07:49 PM
Texans are constantly bombarded with advertising for insurance. If you can think of insuring it, someone is running an ad for it. Many of these ads ...

Topics: insurance for texans, health insurance, life insurance, homeowners insurance, independent insurance agent, Commercial Insurance

Is My Non-ACA Compliant Health Insurance Junk?

Posted by Ron Wadley on Sep 18, 2019, 8:31:23 PM
When perusing articles about health insurance for individual families, there is a lot of back and forth about the best type of policy for you to buy. ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage

Does Catastrophic Health Insurance Require A Big Deductible?

Posted by Ron Wadley on Sep 14, 2019, 9:49:19 AM
When Texans begin evaluating their options for individual health insurance, they typically start with ACA Exchange. It's easy to plug in some quick ...

Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage