Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Do I Really Need An Umbrella Policy?

Posted by Ron Wadley on Oct 16, 2019 8:49:42 PM
You have likely accused a friendly local insurance agent of simply trying to scare you with horror stories of accidents and claims gone wrong. The ...

Topics: auto insurance, home insurance, Texas, insurance for texans, homeowners insurance, liability, independent insurance agent

5 Tips For Reducing Commercial Auto Premiums

Posted by Brad Hancock on Oct 15, 2019 5:32:20 PM
Texas Business Owners are always looking for ways to cut expenses to help them improve profitability. If your business owns vehicles, you understand ...

Topics: auto insurance, insurance for texans, business coverage, independent insurance agent, Business Owner, Commercial Insurance

Does Homeowners Insurance Cover HOA Assesments

Posted by Ron Wadley on Oct 10, 2019 9:01:24 PM
Master planned communities continue to pop up everywhere around Texas. These communities offer lots of amenities like pools, water slides, ...

Topics: home insurance, Texas, insurance for texans, Burleson Home Insurance, high value home, homeowners insurance, independent insurance agent, Home Insurance Tips

What Is A Wind Hail Deductible?

Posted by Ron Wadley on Oct 4, 2019 5:04:24 PM
With all of the chaos that Texas homeowners are experiencing with respect to their insurance, it can be easy to become confused about some of the ...

Topics: home insurance, insurance for texans, deductible, North Texas, Dallas/Fort Worth, Burleson Home Insurance, hail, homeowners insurance, independent insurance agent, Home Insurance Tips

How Do I Qualify For Catastrophic Health Insurance

Posted by Ron Wadley on Oct 3, 2019 4:47:31 PM
The Texas health insurance marketplace has been flooded with various types of health insurance policies over the last 18 months. One of the most ...

Topics: insurance for texans, health insurance, independent insurance agent, catastrophic health coverage, ACA Alternatives

Five Questions To Ask Before Buying A Home Insurance Policy

Posted by Ron Wadley on Sep 27, 2019 3:27:50 PM
As premiums increase on Texas home insurance policies, people begin looking for more cost effective solutions to protect their investments. ...

Topics: home insurance, insurance for texans, windstorms, deductible, dwelling, homeowners insurance, independent insurance agent, Home Insurance Tips

Why Is Home Insurance So Expensive In Texas?

Posted by Ron Wadley on Sep 25, 2019 9:06:45 PM
As we helped a family obtain insurance for a home that they are purchasing in the Fort Worth area today, they asked a simple question of us. Why is ...

Topics: home insurance, Texas, insurance for texans, Dallas/Fort Worth, hurricanes, Burleson Home Insurance, homeowners insurance, independent insurance agent, Gulf Coast, Home Insurance Tips

What Is Short Term Medical Insurance

Posted by Ron Wadley on Sep 23, 2019 11:21:26 AM
When the Affordable Care Act was put in place and the idea of a once a year open enrollment was put in place, there became a need for a stop gap ...

Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agent, catastrophic health coverage

Why Does The Word Fiduciary Matter In Insurance?

Posted by Ron Wadley on Sep 19, 2019 5:07:49 PM
Texans are constantly bombarded with advertising for insurance. If you can think of insuring it, someone is running an ad for it. Many of these ads ...

Topics: insurance for texans, health insurance, life insurance, homeowners insurance, independent insurance agent, Commercial Insurance

Does Catastrophic Health Insurance Require A Big Deductible?

Posted by Ron Wadley on Sep 14, 2019 9:49:19 AM
When Texans begin evaluating their options for individual health insurance, they typically start with ACA Exchange. It's easy to plug in some quick ...

Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage