Insurance For Texans Blog

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Will My Home Insurance Cover A Full Roof Replacement For A Hail Claim?

Posted by Ron Wadley on Mar 2, 2026 5:20:23 PM
Will My Home Insurance Cover A Full Roof Replacement For A Hail Claim? While traditional Texas homeowners insurance may leave you with massive ...

Topics: hail, roofing schedule, TRUE Texas Home Insurance

How Can My Texas Church Find Insurance For Our Roof?

Posted by Amanda Minter on Feb 19, 2026 11:00:43 AM
How Can My Texas Church Find Insurance For Our Roof? You can securely insure your roof by building a custom Texas Church Insurance strategy that ...

Topics: hail, roofing schedule, property, Church Insurance

Is It Worth It To Keep A 1% Hail Deductible On Texas Home Insurance?

Posted by Ron Wadley on Jul 9, 2025 5:41:08 PM
Steve has lived in Tyler all his life. He’s been in his current home for six years now and, like many Texans, he's no stranger to hail storms. Every ...

Topics: replacement cost, deductible, hail, roofing schedule, TRUE Texas Home Insurance

Are You A Texas Homeowner With A Reduction In Coverage Letter?

Posted by Ron Wadley on Jun 25, 2025 2:42:03 PM
Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...

Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction

What Do Texas Homeowners Need To Know About Insurance In 2025?

Posted by Ron Wadley on May 1, 2025 5:14:14 PM
When the massive hail storm rolled through North Austin into Round Rock a couple of years ago, Ashley's house got blasted. The noise on the roof was ...

Topics: texas weather, roofing schedule, TRUE Texas Home Insurance

What Is A Stated Limit For Roof Coverage On A Home Insurance Policy?

Posted by Ron Wadley on Apr 16, 2025 4:31:34 PM
Like most folks in North Texas, Jason knows hail season can be a mess. His neighbor across town had to replace a roof last year after a big storm, ...

Topics: replacement cost, hail, roofing schedule, TRUE Texas Home Insurance

The Math Of The Current Home Insurance Market In Texas

Posted by Ron Wadley on Jun 3, 2024 4:57:23 PM
Michael was in the process of moving to Texans and buying a house. He had come from the West coast as so many people have done over the last five ...

Topics: windstorms, increased construction costs, hail, roofing schedule, TRUE Texas Home Insurance, inflation

Does A Roof Payment Schedule Matter If I Claim Every Three Years?

Posted by Ron Wadley on May 14, 2024 5:03:23 PM
Even though the spring hail storm season was almost coming to a close, Denton got hit by yet another large event with some baseball sized hail. Most ...

Topics: replacement cost, actual cash value, roofing schedule, TRUE Texas Home Insurance

Weathering the Storm: Surviving Hail Coverage Shifts in Texas

Posted by Ron Wadley on Feb 20, 2024 4:45:48 PM
Gene sat in his Lubbock kitchen, staring at the renewal documents for his home insurance coverage. The Texas sky outside was clear today, but Gene's ...

Topics: actual cash value, deductible, Dallas/Fort Worth, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance, lubbock

The 2% Deductible Dilemma: What Texas Homeowners Need to Know

Posted by Ron Wadley on Feb 16, 2024 3:34:18 PM
Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...

Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance