Insurance For Texans Blog

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Why Your Church Struggles to Find Insurance: Mistakes to Avoid

Posted by Amanda Minter on Jul 17, 2024 2:51:31 PM
Key Takeaways Most churches do not lose coverage because they are uninsurable. They lose coverage because they run the process wrong. Using the wrong ...

Topics: liability, insurance mistakes, property, Church Insurance

Bless Your Pastor with Life Insurance: A Guide for Texas Churches

Posted by Kevin Hall on Jul 15, 2024 2:13:24 PM
Key Takeaways A Texas church can own a life insurance policy on a pastor Church-owned life insurance is allowed, and it can be a smart way to provide ...

Topics: life insurance, term life insurance, whole life insurance, universal life, umbrella policy, Church Insurance, key man life insurance

What The Heck! The True Cost of Recent Insurance Changes in Texas

Posted by Ron Wadley on Jul 12, 2024 1:10:16 PM
Ted, like most Texas homeowners, has been feeling increasingly anxious about the rising costs of home insurance. Everyone around him is complaining ...

Topics: auto insurance, home insurance, deductible, discounts, homeowners insurance, TRUE Texas Home Insurance

Small Church, Big Care: Health Insurance Solutions for Texas Churches

Posted by Kevin Hall on Jul 10, 2024 2:59:14 PM
Key Takeaways Small Texas Churches Have More Health Insurance Options Than They Realize Even when traditional group health plans are too expensive or ...

Topics: health insurance, group health, employer health insurance, Church Insurance

Property Insurance Challenges: Affordable Solutions for Texas Churches

Posted by Amanda Minter on Jul 9, 2024 10:53:47 AM
Key Takeaways If you get non renewed or your premium doubles, you are not alone. Texas church property insurance has tightened fast, and many ...

Topics: commercial property values, liability, property, Church Insurance

How Abuse & Molestation Insurance Can Help Texas Churches

Posted by Amanda Minter on Jul 8, 2024 12:23:07 PM
Key Takeaways No church is immune to accusations. Even with safety protocols in place, churches face the real possibility of abuse allegations that ...

Topics: General Liability, liability, Church Insurance

How To Avoid Insurance Penalties Arising From Coinsurance

Posted by Brad Hancock on Jul 1, 2024 2:35:32 PM
What is Coinsurance? Coinsurance: A standard provision in commercial property church insurance policies that requires a church to insure its ...

Topics: Commercial Insurance, property, Church Insurance

How Much Should You Pay Towards Your Employees' Health Insurance?

Posted by Kevin Hall on Jun 28, 2024 3:27:38 PM
Lubbock is a thriving city that has benefited from the growing Texas economy. Joseph's consulting firm had seen tremendous growth in the midst of the ...

Topics: health insurance, catastrophic health coverage, group health, employer health insurance

Who Is Insuring Churches In Texas?

Posted by Amanda Minter on Jun 27, 2024 11:31:37 AM
What is a non-renewal notice? Non-renewal Notice: A formal notification from an insurance provider stating that an existing policy will not be ...

Topics: General Liability, property, Church Insurance, non-renewal

What Can Texas Churches Learn About Insurance Coverage From Gateway?

Posted by Ron Wadley on Jun 24, 2024 1:47:18 PM
What is directors and officers insurance? Directors & Officers (D&O) Insurance: A specialized liability coverage designed to protect church ...

Topics: professional liability, liability, D&O, Church Insurance