What Kind of Liability Insurance Does My Texas Daycare Need?

Posted by Brad Hancock on Jun 21, 2024 3:22:21 PM

Key Takeaway Daycare liability insurance protects against more than just physical accidents. General liability covers slip-and-fall injuries and ...

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Topics: General Liability, professional liability, liability, employment liability insurance, workers comp, True Texas Education Insurance, daycares

Why Is It Hard To Get Liability Coverage For My Texas Daycare?

Posted by Brad Hancock on Jun 19, 2024 2:30:26 PM

Key Takeaways Texas daycares are facing a tightening insurance market. Rising lawsuits, claim frequency, and insurer exits from the Texas market have ...

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Topics: General Liability, professional liability, liability, True Texas Education Insurance, daycares

Is The Texas Fair Plan A Good Home Insurance Policy?

Posted by Brad Hancock on Jun 14, 2024 10:03:56 AM

A long time Insurance For Texans customer called into the office last week. Becky was frustrated by the ever increasing of home insurance in Ft ...

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Topics: home insurance, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance

Does Cyber Insurance Cover Low Tech Threats?

Posted by Ron Wadley on Jun 13, 2024 5:25:40 PM

When cybersecurity comes to mind, many people think of foreign hackers trying to breach large corporations' networks. Everyone remembers the Russian ...

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Topics: cyber insurance, cyber crime, invoice manipulation, data theft

Hail Insurance For Texas Churches

Posted by Amanda Minter on Jun 12, 2024 4:54:52 PM

Key Takeaways Hail isn’t just a weather problem, it’s a financial threat. Texas churches face repeated roof damage and costly repairs from ...

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Topics: windstorms, deductible, hail, property, business personal property, Church Insurance

Unraveling the Truth: New Reality of Home and Auto Insurance Bundling

Posted by Ron Wadley on Jun 11, 2024 1:52:46 PM

Hey there, fellow Texans! It’s time to dive into a misunderstood topic that affects our wallets and peace of mind—insurance bundling. In the past, ...

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Topics: deductible, Home Insurance Tips, gaps in coverage, TRUE Texas Home Insurance, basics of home insurance

Do Churches Need Business Interruption Insurance In Texas?

Posted by Amanda Minter on Jun 7, 2024 11:53:05 AM

Key Takeaways If Your Building Can’t Be Used, Your Bills Don’t Stop After a hail or wind loss, a church can lose weeks or months of normal ...

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Topics: business coverage, business income coverage, Business Owner, basics of business insurance, business interruption, Church Insurance

Sticker Shock: Understanding the Surge in Texas Church Insurance Rates

Posted by Amanda Minter on Jun 5, 2024 5:00:56 PM

What is causing insurance prices to surge for Texas churches? Hard Market: A phase in the insurance industry where the appetite for risk decreases, ...

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Topics: property, Church Insurance, non-renewal

How Does Business Insurance Help Me After A Tornado?

Posted by Brad Hancock on Jun 4, 2024 11:25:10 AM

As the sun rose on Sunday after a string of tornadoes hit the Red River counties of North Texas, business owners like Ted began to read stories of ...

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Topics: business coverage, business income coverage, basics of business insurance, property, business interruption, tornado insurance