Insurance For Texans Blog

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Property Insurance Challenges: Affordable Solutions for Texas Churches

Posted by Amanda Minter on Jul 9, 2024, 10:53:47 AM
Key Takeaways If you get non renewed or your premium doubles, you are not alone. Texas church property insurance has tightened fast, and many ...

Topics: commercial property values, liability, property, Church Insurance

How Abuse & Molestation Insurance Can Help Texas Churches

Posted by Amanda Minter on Jul 8, 2024, 12:23:07 PM
Key Takeaways No church is immune to accusations. Even with safety protocols in place, churches face the real possibility of abuse allegations that ...

Topics: General Liability, liability, Church Insurance

How To Avoid Insurance Penalties Arising From Coinsurance

Posted by Brad Hancock on Jul 1, 2024, 2:35:32 PM
What is Coinsurance? Coinsurance: A standard provision in commercial property church insurance policies that requires a church to insure its ...

Topics: Commercial Insurance, property, Church Insurance

How Much Should You Pay Towards Your Employees' Health Insurance?

Posted by Kevin Hall on Jun 28, 2024, 3:27:38 PM
Lubbock is a thriving city that has benefited from the growing Texas economy. Joseph's consulting firm had seen tremendous growth in the midst of the ...

Topics: health insurance, catastrophic health coverage, group health, employer health insurance

Who Is Insuring Churches In Texas?

Posted by Amanda Minter on Jun 27, 2024, 11:31:37 AM
What is a non-renewal notice? Non-renewal Notice: A formal notification from an insurance provider stating that an existing policy will not be ...

Topics: General Liability, property, Church Insurance, non-renewal

What Can Texas Churches Learn About Insurance Coverage From Gateway?

Posted by Ron Wadley on Jun 24, 2024, 1:47:18 PM
What is directors and officers insurance? Directors & Officers (D&O) Insurance: A specialized liability coverage designed to protect church ...

Topics: professional liability, liability, D&O, Church Insurance

What Kind of Liability Insurance Does My Texas Daycare Need?

Posted by Brad Hancock on Jun 21, 2024, 3:22:21 PM
Key Takeaway Daycare liability insurance protects against more than just physical accidents. General liability covers slip-and-fall injuries and ...

Topics: General Liability, professional liability, liability, employment liability insurance, workers comp, True Texas Education Insurance, daycares

Why Is It Hard To Get Liability Coverage For My Texas Daycare?

Posted by Brad Hancock on Jun 19, 2024, 2:30:26 PM
Key Takeaways Texas daycares are facing a tightening insurance market. Rising lawsuits, claim frequency, and insurer exits from the Texas market have ...

Topics: General Liability, professional liability, liability, True Texas Education Insurance, daycares

Is The Texas Fair Plan A Good Home Insurance Policy?

Posted by Brad Hancock on Jun 14, 2024, 10:03:56 AM
A long time Insurance For Texans customer called into the office last week. Becky was frustrated by the ever increasing of home insurance in Ft ...

Topics: home insurance, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance

Does Cyber Insurance Cover Low Tech Threats?

Posted by Ron Wadley on Jun 13, 2024, 5:25:40 PM
When cybersecurity comes to mind, many people think of foreign hackers trying to breach large corporations' networks. Everyone remembers the Russian ...

Topics: cyber insurance, cyber crime, invoice manipulation, data theft