Insurance For Texans Blog

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How True Texas Home Insurance Handles Tornado Claims

Posted by Ron Wadley on May 28, 2024 3:01:30 PM
As the sun rose on Sunday after the string of tornadoes hit the Red River counties of North Texas, Mary began to read the stories of fellow Texans ...

Topics: windstorms, limits of coverage, TRUE Texas Home Insurance, basics of home insurance, tornado insurance

Is Health Insurance Mandatory for Your Small Texas Business?

Posted by Kevin Hall on May 23, 2024 5:01:25 PM
When Texans start a new business venture, it is often done as a solo project or maybe one other person with them. Money is tight and one of the first ...

Topics: health insurance, private health insurance, group health, employer health insurance

Managing Your Ministry: Human Resources Help for Texas Churches

Posted by Kevin Hall on May 22, 2024 3:33:35 PM
Key Takeaways Small churches get exposed fast when HR gets handled casually Bob’s story shows how one skipped step, like a background check, can turn ...

Topics: employer insurance, employment liability insurance, Church Insurance

Faith Under Fire: Navigating Employment Lawsuits in Texas Churches

Posted by Kevin Hall on May 21, 2024 4:14:05 PM
Key Takeaways Churches in Texas are increasingly vulnerable to employment-related lawsuits. Even long-established congregations like Hannah’s in ...

Topics: liability, employer insurance, employment liability insurance, Church Insurance

Low Tech Cyber Threats

Posted by Ron Wadley on May 20, 2024 10:59:48 AM
Let's talk about low tech cyber threats today. You might be wondering, what exactly is a low tech cyber threat? Stick around, and we'll explain it. ...

Topics: cyber insurance, cyber crime, invoice manipulation, data theft

Does A Roof Payment Schedule Matter If I Claim Every Three Years?

Posted by Ron Wadley on May 14, 2024 5:03:23 PM
Even though the spring hail storm season was almost coming to a close, Denton got hit by yet another large event with some baseball sized hail. Most ...

Topics: replacement cost, actual cash value, roofing schedule, TRUE Texas Home Insurance

Need Church Insurance Now? Here’s What You Need To Know!

Posted by Kevin Hall on May 13, 2024 4:45:11 PM
Key Takeaways If you need church insurance now, speed comes from preparation, not luck. Carriers are moving slower because underwriting is tighter ...

Topics: building coverage, Waco, property, Church Insurance, non-renewal

What Should My Texas Church Insurance Deductible Be?

Posted by Kevin Hall on May 3, 2024 1:20:40 PM
What is an insurance deductible? Deductible: An insurance cost-sharing provision where the amount the church pays out of pocket is calculated as a ...

Topics: windstorms, deductible, percentage deductibles, hail, Church Insurance

Why Are Insurance Companies Dropping Texas Churches?

Posted by Kevin Hall on Apr 30, 2024 4:03:35 PM
Key Takeaways Texas churches are getting dropped because the math changed, not because your church did something wrong. Hail, wind, freezes, and ...

Topics: liability, property, Church Insurance, non-renewal

Tiny Teams to Health Dreams: Group Health Coverage for Small Business

Posted by Kevin Hall on Apr 29, 2024 5:38:14 PM
Steve is the owner of a small but thriving boutique on the west side of Ft Worth. He has found a solid niche offering hip clothes to new moms that ...

Topics: Fort Worth, health insurance, group health, employer health insurance