Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Hail Insurance For Texas Churches

Posted by Amanda Minter on Jun 12, 2024, 4:54:52 PM
Key Takeaways Hail isn’t just a weather problem, it’s a financial threat. Texas churches face repeated roof damage and costly repairs from ...

Topics: windstorms, deductible, hail, property, business personal property, Church Insurance

Unraveling the Truth: New Reality of Home and Auto Insurance Bundling

Posted by Ron Wadley on Jun 11, 2024, 1:52:46 PM
Hey there, fellow Texans! It’s time to dive into a misunderstood topic that affects our wallets and peace of mind—insurance bundling. In the past, ...

Topics: deductible, Home Insurance Tips, gaps in coverage, TRUE Texas Home Insurance, basics of home insurance

Do Churches Need Business Interruption Insurance In Texas?

Posted by Amanda Minter on Jun 7, 2024, 11:53:05 AM
Key Takeaways If Your Building Can’t Be Used, Your Bills Don’t Stop After a hail or wind loss, a church can lose weeks or months of normal ...

Topics: business coverage, business income coverage, Business Owner, basics of business insurance, business interruption, Church Insurance

Sticker Shock: Understanding the Surge in Texas Church Insurance Rates

Posted by Amanda Minter on Jun 5, 2024, 5:00:56 PM
What is causing insurance prices to surge for Texas churches? Hard Market: A phase in the insurance industry where the appetite for risk decreases, ...

Topics: property, Church Insurance, non-renewal

How Does Business Insurance Help Me After A Tornado?

Posted by Brad Hancock on Jun 4, 2024, 11:25:10 AM
As the sun rose on Sunday after a string of tornadoes hit the Red River counties of North Texas, business owners like Ted began to read stories of ...

Topics: business coverage, business income coverage, basics of business insurance, property, business interruption, tornado insurance

The Math Of The Current Home Insurance Market In Texas

Posted by Ron Wadley on Jun 3, 2024, 4:57:23 PM
Michael was in the process of moving to Texans and buying a house. He had come from the West coast as so many people have done over the last five ...

Topics: windstorms, increased construction costs, hail, roofing schedule, TRUE Texas Home Insurance, inflation

How True Texas Home Insurance Handles Tornado Claims

Posted by Ron Wadley on May 28, 2024, 3:01:30 PM
As the sun rose on Sunday after the string of tornadoes hit the Red River counties of North Texas, Mary began to read the stories of fellow Texans ...

Topics: windstorms, limits of coverage, TRUE Texas Home Insurance, basics of home insurance, tornado insurance

Is Health Insurance Mandatory for Your Small Texas Business?

Posted by Kevin Hall on May 23, 2024, 5:01:25 PM
When Texans start a new business venture, it is often done as a solo project or maybe one other person with them. Money is tight and one of the first ...

Topics: health insurance, private health insurance, group health, employer health insurance

Managing Your Ministry: Human Resources Help for Texas Churches

Posted by Kevin Hall on May 22, 2024, 3:33:35 PM
Key Takeaways Small churches get exposed fast when HR gets handled casually Bob’s story shows how one skipped step, like a background check, can turn ...

Topics: employer insurance, employment liability insurance, Church Insurance

Faith Under Fire: Navigating Employment Lawsuits in Texas Churches

Posted by Kevin Hall on May 21, 2024, 4:14:05 PM
Key Takeaways Churches in Texas are increasingly vulnerable to employment-related lawsuits. Even long-established congregations like Hannah’s in ...

Topics: liability, employer insurance, employment liability insurance, Church Insurance