Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Digital Pulpit: Understanding Media Liability for Churches

Posted by Kevin Hall on Apr 18, 2024, 5:27:22 PM
Key Takeaways Digital Ministry Creates New Liability Risks for Texas Churches Live streaming services, posting sermons online, and using social media ...

Topics: liability, lubbock, Church Insurance, media liability

Is There a Limit? How Many Hail Claims Before Your Insurer Drops You

Posted by Ron Wadley on Apr 16, 2024, 8:54:18 PM
Denise from Frisco couldn't believe her eyes as she surveyed the aftermath of yet another vicious hailstorm. The siding of her home pocked and the ...

Topics: windstorms, hail, Home Insurance Tips, viatical settlement, TRUE Texas Home Insurance, non-renewal

Faith and Finance: Deciphering Your Church's Insurance Needs

Posted by Kevin Hall on Apr 13, 2024, 11:28:38 AM
Do we need directors and officers liability? Directors and Officers (D&O) Insurance: A specialized liability coverage designed to protect the ...

Topics: Fort Worth, General Liability, professional liability, liability, property, Church Insurance

What Is The Average Home Insurance Deductible In Texas?

Posted by Ron Wadley on Apr 11, 2024, 10:50:31 AM
It's no secret that the marketplace for Texas Home Insurance is a giant mess. We receive phone call after phone call of Texas homeowners who have ...

Topics: home insurance, deductible, split deductibles, percentage deductibles, claim, TRUE Texas Home Insurance

Securing Your Church Event with the Right Insurance

Posted by Kevin Hall on Apr 5, 2024, 5:00:56 PM
Key Takeaways Your church’s regular insurance may not cover off-site events. Many Texas churches assume their general liability extends ...

Topics: General Liability, liability, Church Insurance, Abilene, event insurance

Why I Regret Buying Cheap Grapevine Home Insurance

Posted by Ron Wadley on Apr 4, 2024, 8:38:59 AM
The cost of everything is soaring. Especially Texas home insurance. The local news is continually talking about the price increases that are ...

Topics: home insurance, Texas, insurance for texans, claim settlement, hail, claim, homeowners insurance, independent insurance agent, Home Insurance Tips, water, Grapevine Home Insurance

Can My Insurance Company Require Me To Bundle My Home And Auto

Posted by Ron Wadley on Apr 2, 2024, 4:00:07 PM
Texas homeowners have become conditioned to talk about the bundle when it comes to their insurance. There have been countless commercials about ...

Topics: auto insurance, home insurance, discounts, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance

Is Home Insurance A Scam?

Posted by Ron Wadley on Mar 28, 2024, 8:29:25 PM
A gentleman by the name of Scott called into our office the other day. He was looking to find a new home insurance carrier for his policy. ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance

Does Your Texas Church Have Adequate Water Coverage?

Posted by Kevin Hall on Mar 25, 2024, 5:14:12 PM
Key Takeaways Most church policies cover sudden and accidental water damage, but they do not cover every kind of water problem. A burst pipe or ...

Topics: water, property, business personal property, Church Insurance

Sticker Shock at Renewal Time: Navigating Your Texas Church Insurance

Posted by Kevin Hall on Mar 18, 2024, 5:56:10 PM
What is one thing that is driving church insurance premium increases in Texas? Replacement Cost Value (RCV): The total cost required to rebuild or ...

Topics: General Liability, professional liability, liability, property, Church Insurance