Insurance For Texans Blog

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Can My Insurance Company Require Me To Bundle My Home And Auto

Posted by Ron Wadley on Apr 2, 2024 4:00:07 PM
Texas homeowners have become conditioned to talk about the bundle when it comes to their insurance. There have been countless commercials about ...
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Topics: auto insurance, home insurance, discounts, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance

Is Home Insurance A Scam?

Posted by Ron Wadley on Mar 28, 2024 8:29:25 PM
A gentleman by the name of Scott called into our office the other day. He was looking to find a new home insurance carrier for his policy. ...
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Topics: Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance

Does Your Texas Church Have Adequate Water Coverage?

Posted by Kevin Hall on Mar 25, 2024 5:14:12 PM
Key Takeaways Most church policies cover sudden and accidental water damage, but they do not cover every kind of water problem. A burst pipe or ...
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Topics: water, property, business personal property, Church Insurance

Sticker Shock at Renewal Time: Navigating Your Texas Church Insurance

Posted by Kevin Hall on Mar 18, 2024 5:56:10 PM
What is one thing that is driving church insurance premium increases in Texas? Replacement Cost Value (RCV): The total cost required to rebuild or ...
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Topics: General Liability, professional liability, liability, property, Church Insurance

Hail Insurance For Your Home

Posted by Ron Wadley on Mar 13, 2024 11:45:00 AM
Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...
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Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

Pastoral Guidance, Legal Guard: Ensuring Your Church Is Covered

Posted by Kevin Hall on Mar 12, 2024 2:16:30 PM
Key Takeaways Pastoral counseling creates real legal exposure. Even well-intentioned advice during a counseling session can lead to allegations of ...
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Topics: General Liability, professional liability, liability, Waco, Church Insurance

Missed Enrollment? How Texans Can Secure Health Insurance Mid-Year

Posted by Kevin Hall on Mar 11, 2024 10:45:28 AM
Imagine you're Heather, a self-employed graphic designer from Odessa, Texas. You've been juggling clients, deadlines, and your own creative projects ...
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Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, Obamacare, private health insurance

The True Cost of Protection: High Deductibles in Texas Home Insurance

Posted by Ron Wadley on Mar 5, 2024 3:31:56 PM
Louise gazed out her San Antonio window as dark clouds gathered across the horizon. This is an all too familiar scene during the Spring in Texas, and ...
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Topics: home insurance, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, San Antonio

How Directors & Officers Insurance Safeguards Your Church's Stewards

Posted by Kevin Hall on Mar 4, 2024 11:40:53 AM
Key Takeaways Directors & Officers Insurance Protects Church Leaders From Personal Financial Risk Volunteer board members, elders, and committee ...
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Topics: liability, D&O, Church Insurance

Saving Grace: How Small Churches Can Navigate Soaring Insurance Costs

Posted by Kevin Hall on Mar 1, 2024 3:59:55 PM
What do insurance companies consider a small church? Small Church: A specialized Texas Church insurance classification used by carriers to identify ...
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Topics: General Liability, Business Owner, Austin, property, Church Insurance

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