Insurance For Texans Blog

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Hail Insurance For Your Home

Posted by Ron Wadley on Mar 13, 2024, 11:45:00 AM
Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...
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Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

Pastoral Guidance, Legal Guard: Ensuring Your Church Is Covered

Posted by Kevin Hall on Mar 12, 2024, 2:16:30 PM
Key Takeaways Pastoral counseling creates real legal exposure. Even well-intentioned advice during a counseling session can lead to allegations of ...
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Topics: General Liability, professional liability, liability, Waco, Church Insurance

Missed Enrollment? How Texans Can Secure Health Insurance Mid-Year

Posted by Kevin Hall on Mar 11, 2024, 10:45:28 AM
Imagine you're Heather, a self-employed graphic designer from Odessa, Texas. You've been juggling clients, deadlines, and your own creative projects ...
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Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, Obamacare, private health insurance

The True Cost of Protection: High Deductibles in Texas Home Insurance

Posted by Ron Wadley on Mar 5, 2024, 3:31:56 PM
Louise gazed out her San Antonio window as dark clouds gathered across the horizon. This is an all too familiar scene during the Spring in Texas, and ...
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Topics: home insurance, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, San Antonio

How Directors & Officers Insurance Safeguards Your Church's Stewards

Posted by Kevin Hall on Mar 4, 2024, 11:40:53 AM
Key Takeaways Directors & Officers Insurance Protects Church Leaders From Personal Financial Risk Volunteer board members, elders, and committee ...
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Topics: liability, D&O, Church Insurance

Saving Grace: How Small Churches Can Navigate Soaring Insurance Costs

Posted by Kevin Hall on Mar 1, 2024, 3:59:55 PM
What do insurance companies consider a small church? Small Church: A specialized Texas Church insurance classification used by carriers to identify ...
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Topics: General Liability, Business Owner, Austin, property, Church Insurance

Hacked & Held Hostage: Navigating Cyber Threats to Your Texas Church

Posted by Kevin Hall on Feb 26, 2024, 12:32:56 PM
What is Cyber Liability Coverage? Cyber Liability Insurance: A specialized insurance policy designed to protect organizations from financial and ...
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Topics: Fort Worth, cyber insurance, ransomware, phishing, cyber crime, data theft, malware, Church Insurance

Counting Hailstones: Understanding Texas' Two Hail Seasons

Posted by Ron Wadley on Feb 22, 2024, 5:11:05 PM
In Abilene, Texas, Debbie stood on her porch, watching as the sky turned a menacing shade of gray. The air was thick with anticipation, a prelude to ...
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Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance, Abilene

What Kind Of Liability Insurance Does My Texas Church Need?

Posted by Kevin Hall on Feb 21, 2024, 2:32:08 PM
Key Takeaways Liability insurance isn’t optional for Texas churches. It protects your ministry from the financial fallout of accidents, injuries, and ...
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Topics: General Liability, professional liability, liability, employment liability insurance, cyber insurance, Austin, Church Insurance

Weathering the Storm: Surviving Hail Coverage Shifts in Texas

Posted by Ron Wadley on Feb 20, 2024, 4:45:48 PM
Gene sat in his Lubbock kitchen, staring at the renewal documents for his home insurance coverage. The Texas sky outside was clear today, but Gene's ...
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Topics: actual cash value, deductible, Dallas/Fort Worth, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance, lubbock

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