Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Does Texas Home Insurance Cover Frozen Pipes

    Posted by Ron Wadley on Nov 13, 2019 5:06:41 PM
    Mid November should not have wind chills in the teens and single digits in North Texas. But guess what. Mother Nature does not care. And as a result, ...
    Read More

    Topics: home insurance, Texas, insurance for texans, homeowners insurance, Home Insurance Tips, water

    Why I Regret Buying Cheap Home Insurance

    Posted by Ron Wadley on Nov 11, 2019 2:52:54 PM
    Many Texans are constantly looking for a way to trim their personal finances. As property taxes have soared, they have looked at their home insurance ...
    Read More

    Topics: home insurance, Texas, insurance for texans, claim settlement, Burleson Home Insurance, hail, claim, homeowners insurance, independent insurance agent, Home Insurance Tips, water

    Should You Keep Your Life Insurance Policy As-is?

    Posted by Ron Wadley on Nov 8, 2019 9:00:00 AM
    The wave of 40-degree days recently across the D/FW Metroplex reminds many Texans new and old that we do actually get a bit of fall weather, leading ...
    Read More

    Topics: term life insurance

    What Is Coinsurance?

    Posted by Ron Wadley on Nov 4, 2019 9:07:58 PM
    With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...
    Read More

    Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

    The Difference Between a DP-1 and DP-3 Rental Policy

    Posted by Ron Wadley on Nov 2, 2019 11:43:08 AM
    Rick is buying his rental property. It's a great little three bedroom, two bath home in Abilene that he is getting a discounted price because of a ...
    Read More

    Topics: replacement cost, actual cash value, rental property, landlord insurance, investment property, property

    How Do I Buy Health Insurance In Texas

    Posted by Ron Wadley on Oct 29, 2019 3:59:31 PM
    For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...
    Read More

    Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

    Is It Better To Have A High or Low Deductible For Health Insurance

    Posted by Ron Wadley on Oct 28, 2019 8:41:46 PM
    After leaving his corporate job and opening his own business, Chuck was now in the process of securing his first health insurance plan that didn't ...
    Read More

    Topics: Texas, insurance for texans, deductible, health insurance, ACA, independent insurance agent

    How to Protect Against Fall Home Fire Hazards

    Posted by Ron Wadley on Oct 25, 2019 2:21:56 PM
    There are two falls in Texas. The suggested fall and the real fall.
    Read More

    Topics: Home Maintenance, home insurance

    Is Health Insurance Broken?

    Posted by Ron Wadley on Oct 24, 2019 5:29:50 PM
    Open Enrollment for 2020 Exchange Health Insurance plans begins next week, and has opened the flood gates of Texans looking for new Texas Health ...
    Read More

    What Is An Out-Of-Pocket Maximum?

    Posted by Ron Wadley on Oct 23, 2019 8:25:35 PM
    Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...
    Read More

    Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives