The Insurance for Texans Blog

What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance?

Posted by Ron Wadley on Feb 7, 2024 10:45:00 AM

As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...

Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

Hail Havoc: Is Your Metal Roof Covered in Texas Storms?

Posted by Ron Wadley on Jan 30, 2024 11:43:04 AM

As we roll into hail season, which is basically all year in Texas, homeowners are giving their insurance policies a once over to make sure that they ...

Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, lubbock

Is a Larger Deductible or a Roof Payment Schedule Better for Texans?

Posted by Ron Wadley on Jan 29, 2024 5:28:53 PM

Hail Damage in Texas: Is a Larger Deductible or a Roof Payment Schedule Better for Your Wallet?

Meet Steven from Fort Worth, a proud Texas homeowner who found himself at a crossroads when his homeowners insurance policy was set to renew. He had ...

Topics: deductible, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

Hail No! Debunking 3 Common Myths Texas Homeowners Believe About Hail

Posted by Ron Wadley on Jan 19, 2024 12:08:13 PM

Hail falls all over Texas. That is not a surprise to any Texas homeowner. But some parts of the state deal with hail damage claims more than others, ...

Topics: home insurance, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, basics of home insurance

Why Isn't The Entire Roof Being Replaced On My Home?

Posted by Ron Wadley on Jan 5, 2024 4:20:25 PM

Hey there, fellow Texans! Today, we've got a story that hits close to home for many of us, since we've all been through at least one of our notorious ...

Topics: replacement cost, windstorms, Dallas/Fort Worth, hail, Home Insurance Tips, TRUE Texas Home Insurance

Why Two Home Insurance Quotes Can Have VERY Different Prices

Posted by Ron Wadley on Dec 11, 2023 10:10:36 AM

As the average costs of basically everything have continued to skyrocket, the cost of homeowners insurance is no exception. The average rates in ...

Topics: home insurance, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance, TRUE Texas Home Insurance, basics of home insurance

Are Texas Insurance Rates Climbing Faster Than Other States?

Posted by Ron Wadley on Nov 20, 2023 4:01:25 PM

Large, Billion Dollar Claim Storm Events in 2023

Understanding the trends in insurance costs is essential for Texans, especially since these rates are increasing faster than you can shake a stick at ...

Topics: auto insurance, insurance for texans, windstorms, hail, claim, homeowners insurance, Home Insurance Tips

Did Your Texas Home Insurance Company Screw You?

Posted by Ron Wadley on Oct 17, 2023 3:35:57 PM

Have you noticed that monthly premiums for homeowners insurance policies in Texas have exploded? Particularly in the Dallas-Ft Worth metroplex? If ...

Topics: home insurance, Burleson Home Insurance, hail, high value home, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance, TRUE Texas Home Insurance

What Does A 3% Hail Deductible Mean For Texas Homeowners?

Posted by Ron Wadley on Sep 27, 2023 10:15:00 AM

"Howdy Folks! I'm Big Tex! And welcome to the great state fair of Texas." It is currently state fair time in Texas and there are changes happening in ...