The Insurance for Texans Blog | independent insurance agency

Can A Church Insurance Agency Agreement Stop Me From Contacting Others

Posted by Amanda Minter on Aug 14, 2025 9:45:00 AM

Key Takeaways You May Miss Out On Better Coverage You Lose Negotiating Power It Puts The Agent's Interest Ahead Of Yours If these three things aren't ...

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Topics: independent insurance agency, Church Insurance

How Much Does Health Insurance Cost Per Month In Texas?

Posted by Ron Wadley on Jul 31, 2023 9:30:00 AM

Conversations happen around the kitchen table in many homes in Texas. Bob and Nancy were no different. Through the years, they have discussed many ...

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Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agent, independent insurance agency, Business Owner, catastrophic health coverage, ACA Alternatives

Texas Law On Waiving Insurance Deductibles

Posted by Ron Wadley on Jul 27, 2023 10:46:00 AM

When we first published this article on the "new" Texas law that went into effect in September, 2019 there was a lot of chatter about roofing ...

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Topics: home insurance, Texas, insurance for texans, windstorms, deductible, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home Insurance Tips, independent insurance agency

Inexperienced Commercial Agents: A Threat To Your Businesses

Posted by Brad Hancock on Jul 24, 2023 10:51:24 AM

As recessionary pressures have mounted on both consumers and businesses, we have begun to see certain trends occur in both insurance companies and ...

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Topics: business coverage, independent insurance agency, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

Reinsurance: The Invisible Force Impacting Your Insurance Premiums

Posted by Brad Hancock on Jun 13, 2023 9:45:00 AM

Insurance is a fundamental aspect of our lives, providing us with financial security and peace of mind. However, have you ever wondered why insurance ...

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Topics: Insider, insurance for texans, independent insurance broker, independent insurance agent, independent insurance agency, Insurance Policy, inflation, reinsurance

Do You Need An Insurance Agent?

Posted by Brad Hancock on Jun 2, 2023 5:13:42 PM

Do you need an insurance agent? The better question is why do you need an insurance agent? Insurance is an essential aspect of our lives, providing ...

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Topics: insurance for texans, independent insurance broker, insurance broker, independent insurance agent, independent insurance agency

Who Needs Cyber Liability Insurance

Posted by Brad Hancock on Dec 20, 2022 2:12:25 PM

Businesses questioning "when is the right time to get cyber insurance?" should make the move now. Cyberattacks are a growing problem, with the ...

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Topics: insurance for texans, business coverage, North Texas, independent insurance agency, Commercial Insurance, cyber insurance

Inflation Affecting Texas Insurance

Posted by Ron Wadley on Jun 9, 2022 4:53:16 PM

Over the last few weeks the single most asked question when we chat with real life Texans is why in the world is my home, auto, business, or fill in ...

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Topics: auto insurance, home insurance, Texas, Freezing, replacement cost, limits of coverage, building coverage, commercial property values, complete losses, homeowners insurance, independent insurance agency, Commercial Insurance, gaps in coverage, TRUE Texas Home Insurance, inflation

Why Do I Need Employment Practices Liability Insurance?

Posted by Brad Hancock on Sep 18, 2021 6:04:45 PM

Running a business has enough challenges for any business owner. And with the inflation and employment situation that we currently find ourselves in, ...

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Topics: independent insurance agency, Business Owner, Commercial Insurance, employer insurance, employment liability insurance, epli, commercial texas insurance, basics of business insurance

The Importance of a Texas Homeowners Insurance Policy

Posted by Ron Wadley on Aug 9, 2021 3:45:00 PM

In the state of Texas, it is imperative to have a home insurance policy. The reason for this being that your property value is likely one of the most ...

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Topics: home insurance, Texas, insurance for texans, Fort Worth, Dallas, homeowners insurance, Home Insurance Tips, independent insurance agency, Grapevine Home Insurance