Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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How Does Location Affect Property Insurance In Texas?

Posted by Ron Wadley on Sep 19, 2023 4:34:04 PM
Howdy, y'all! Grab your sweet tea and gather 'round because today, we're diving into a Texan truth that's as big as the Lone Star State itself: ...
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Topics: windstorms, deductible, hail, rental property, investment property, Home Insurance Tips, commercial texas insurance, property

Understanding Builders Risk Coverage

Posted by Brad Hancock on Oct 16, 2022 2:49:39 PM
Builder's risk insurance policies, otherwise known as course of construct coverage, protect a person's or organization's insurable interest in ...
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Topics: insurance for texans, term, rental property, investment property, renovation costs, Commercial Insurance, super bowl, builders risk, construction

The Difference Between a DP-1 and DP-3 Rental Policy

Posted by Ron Wadley on Nov 2, 2019 11:43:08 AM
Rick is buying his rental property. It's a great little three bedroom, two bath home in Abilene that he is getting a discounted price because of a ...
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Topics: replacement cost, actual cash value, rental property, landlord insurance, investment property, property

Why Do I Need Loss of Rents Coverage?

Posted by Ron Wadley on May 10, 2019 5:05:00 PM
Some things go better together. Coffee and donuts. Beer and brats. Wine and cheese. Whatever your preference, some pairings just make sense. And ...
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Topics: insurance, home insurance, Insured, Texas, insurance for texans, independent insurance broker, insurance broker, windstorms, North Texas, dwelling, rental property, landlord insurance, investment property

Will Blanket Insurance Cover My Investment Property?

Posted by Ron Wadley on Apr 18, 2019 2:32:35 PM
If you have breathed over the last decade, you know the superhero genre has taken over the movie theaters. Whether you grew up reading D.C., Marvel, ...
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Topics: insurance, insurance for texans, insurance broker, business coverage, rental property, claim

What is Premises Liability?

Posted by Ron Wadley on Apr 11, 2019 5:39:54 PM
You've heard the saying, "It's all fun and games until somebody gets hurt." Well, you might not find it fun when somebody gets hurt on your property ...
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Topics: insurance, independent insurance broker, insurance broker, rental property, investment property

How Do I Obtain Vacant Structure Coverage?

Posted by Ron Wadley on Apr 2, 2019 6:33:25 PM
We've shared a bit recently on what vacant structure coverage is and who needs it. That amounts to a whole hill of beans unless you can actual obtain ...
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Topics: Texas, insurance for texans, independent insurance broker, older home, windstorms, hail, rental property

Why Do You Need a Landlord Insurance Quote?

Posted by Ron Wadley on Feb 22, 2019 3:38:16 PM
You took the risk. Maybe you've had this entrepreneurial spirit since trying to place green houses and red hotels on Park Place and Boardwalk as a ...
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Topics: home insurance, home, insurance for texans, independent insurance broker, insurance broker, dwelling, rental property, landlord insurance

Landlord Insurance Vs. Homeowners Insurance Cost: The Difference?

Posted by Ron Wadley on Mar 1, 2018 6:33:37 PM
Texas homeowners decide to rent out their property knowing investment properties command top dollar in today's real estate market. If you choose to ...
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Topics: home insurance, rental property, landlord insurance

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