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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems.
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    Recent Posts

    Do I Really Need An Umbrella Policy?

    Posted by Ron Wadley on Oct 16, 2019 8:49:42 PM
    You have likely accused a friendly local insurance agent of simply trying to scare you with horror stories of accidents and claims gone wrong. The ...
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    Topics: auto insurance, home insurance, Texas, insurance for texans, homeowners insurance, liability, independent insurance agent

    What Is Considered A Pre-Existing Condition?

    Posted by Ron Wadley on Oct 14, 2019 3:48:57 PM
    As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...
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    Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

    Does Homeowners Insurance Cover HOA Assesments

    Posted by Ron Wadley on Oct 10, 2019 9:01:24 PM
    Master planned communities continue to pop up everywhere around Texas. These communities offer lots of amenities like pools, water slides, ...
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    Topics: home insurance, Texas, insurance for texans, Burleson Home Insurance, high value home, homeowners insurance, independent insurance agent, Home Insurance Tips

    Can I Get Prescriptions Without Insurance?

    Posted by Ron Wadley on Oct 7, 2019 1:19:05 PM
    As healthcare costs have continued to escalate over the last 20 years, one bugaboo that has continued to work against Texans is the cost of ...
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    Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

    What Is A Wind Hail Deductible?

    Posted by Ron Wadley on Oct 4, 2019 5:04:24 PM
    With all of the chaos that Texas homeowners are experiencing with respect to their insurance, it can be easy to become confused about some of the ...
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    Topics: home insurance, insurance for texans, deductible, North Texas, Dallas/Fort Worth, Burleson Home Insurance, hail, homeowners insurance, independent insurance agent, Home Insurance Tips

    How Do I Qualify For Catastrophic Health Insurance

    Posted by Ron Wadley on Oct 3, 2019 4:47:31 PM
    The Texas health insurance marketplace has been flooded with various types of health insurance policies over the last 18 months. One of the most ...
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    Topics: insurance for texans, health insurance, independent insurance agent, catastrophic health coverage, ACA Alternatives

    Will Cheap Health Insurance Plans Cover Everything I Need?

    Posted by Ron Wadley on Oct 1, 2019 2:07:08 PM
    Over the last decade the idea of what NEEDS to be covered by your Texas Health Insurance policy has changed. Dramatically in fact. One of the ...
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    Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

    Five Questions To Ask Before Buying A Home Insurance Policy

    Posted by Ron Wadley on Sep 27, 2019 3:27:50 PM
    As premiums increase on Texas home insurance policies, people begin looking for more cost effective solutions to protect their investments. ...
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    Topics: home insurance, insurance for texans, windstorms, deductible, dwelling, homeowners insurance, independent insurance agent, Home Insurance Tips

    The Worst Texas Homeowners Insurance Policy Ever

    Posted by Ron Wadley on Sep 26, 2019 8:16:38 PM
    Let me share with y'all a story about Louis, a good-hearted homeowner from Fort Worth. Now, Louis had a cozy little home that he cherished, nestled ...
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    Topics: home insurance, Texas, North Texas, Dallas/Fort Worth, percentage deductibles, hail, Burleson, homeowners insurance, Home Insurance Tips

    Why Is Home Insurance So Expensive In Texas?

    Posted by Ron Wadley on Sep 25, 2019 9:06:45 PM
    As we helped a family obtain insurance for a home that they are purchasing in the Fort Worth area today, they asked a simple question of us. Why is ...
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    Topics: home insurance, Texas, insurance for texans, Dallas/Fort Worth, hurricanes, Burleson Home Insurance, homeowners insurance, independent insurance agent, Gulf Coast, Home Insurance Tips