The Insurance for Texans Blog

Ron Wadley

Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems.

Is Health Insurance Broken?

Posted by Ron Wadley on Oct 24, 2019 5:29:50 PM

Open Enrollment for 2020 Exchange Health Insurance plans begins next week, and has opened the flood gates of Texans looking for new Texas Health ...

What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019 8:25:35 PM

Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...

Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What To Do Before, During, and After A Texas Storm

Posted by Ron Wadley on Oct 21, 2019 1:33:30 PM

Last night, the residents of North Dallas were greeted with tornado sirens during October. Yes, North Texas residents can hear storm sirens year ...

Topics: home insurance, weather, insurance for texans, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home Insurance Tips

What Does Catastrophic Health Insurance Cover?

Posted by Ron Wadley on Oct 18, 2019 4:45:11 PM

When the phone rings and someone is looking for individual health insurance, there is a good chance that they are going to ask us about a ...

Topics: Texas, insurance for texans, health insurance, catastrophic health coverage, ACA Alternatives

What's The Difference Between Home Insurance And A Home Warranty?

Posted by Ron Wadley on Oct 17, 2019 8:31:32 PM

When Texans buy homes they often purchase a home warranty for that first year that they are in the home. Good realtors will even negotiate the price ...

Topics: home insurance, insurance for texans, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, independent insurance agent, Home Insurance Tips

Do I Really Need An Umbrella Policy?

Posted by Ron Wadley on Oct 16, 2019 8:49:42 PM

You have likely accused a friendly local insurance agent of simply trying to scare you with horror stories of accidents and claims gone wrong. The ...

Topics: auto insurance, home insurance, Texas, insurance for texans, homeowners insurance, liability, independent insurance agent

What Is Considered A Pre-Existing Condition?

Posted by Ron Wadley on Oct 14, 2019 3:48:57 PM

As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...