The Insurance for Texans Blog (47)

Why Do You Need Replacement Cost on Personal Belongings?

Posted by Chris Howard on Jan 30, 2021 12:38:35 PM

Personal Belongings Replacement Cost or Actual Cash Value

Nobody wants to think about a major catastrophe involving your home. Yet, knowing bad things happen from time to time regardless of where you live, ...

Topics: home insurance, Texas, replacement cost, actual cash value, windstorms, hail, Theft, flood insurance, Grapevine, Grapevine Home Insurance

Not Having Flood Insurance Can Put Your Finances Underwater

Posted by Chris Howard on Jan 28, 2021 8:01:39 PM

Flood insurance. When buying a home, purchasing insurance to cover flooding may not exist high on the radar unless you've grown up in an area known ...

Topics: home insurance, Texas, weather, windstorms, North Texas, hurricanes, flood insurance, independent insurance agent, Gulf Coast, Home Insurance Tips, water

Top 3 Mistakes Homeowners Make With Their Insurance

Posted by Ron Wadley on Jan 25, 2021 1:24:13 PM

Every Texan is tired of hearing about and seeing the effects of inflation. And Miguel was no different when he came to us last fall. He felt like the ...

Topics: home insurance, Fort Worth, homeowners insurance, Home Insurance Tips, insurance mistakes, TRUE Texas Home Insurance, Austin, lubbock

Does Grapevine Homeowners Insurance Cover HOA Assesments?

Posted by Ron Wadley on Dec 12, 2020 1:40:16 PM

Everything is bigger in Texas, even the propensity for master planned communities to pop up no matter which location of the great state you live in. ...

Topics: home insurance, Texas, insurance for texans, high value home, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

What Is a Wind Hail Deductible On a Grapevine Home Insurance Policy?

Posted by Ron Wadley on Dec 11, 2020 4:42:20 PM

One of the first questions we receive from Texas homeowners when talking about their home insurance policy is, "What is my deductible going to be?" ...

Topics: home insurance, insurance for texans, deductible, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

Why Is Home Insurance So Expensive In Grapevine, Texas?

Posted by Ron Wadley on Dec 1, 2020 8:35:10 AM

We are used to hearing, "Why is home insurance so expensive in Texas?" Those having joined us from out-of-state love many cost savings found here in ...

Topics: home insurance, Texas, insurance for texans, Dallas/Fort Worth, hurricanes, homeowners insurance, independent insurance agent, Gulf Coast, Home Insurance Tips, Grapevine Home Insurance

What Is An Umbrella Policy And Do Grapevine Homeowners Need It?

Posted by Ron Wadley on Nov 30, 2020 9:45:27 PM

Insurance For Texans had a conversation with a Grapevine home owner about his home insurance policy recently (that happens quite a lot actually) and ...