The Insurance for Texans Blog | home insurance (2)

What Is A Cosmetic Exclusion On A Home Insurance Policy

Posted by Ron Wadley on Feb 7, 2024, 11:08:11 AM

As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...

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Topics: home insurance, claim settlement, hail, Home Insurance Tips, exclusions

What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance?

Posted by Ron Wadley on Feb 7, 2024, 10:45:00 AM

As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...

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Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

Hail Havoc: Is Your Metal Roof Covered in Texas Storms?

Posted by Ron Wadley on Jan 30, 2024, 11:43:04 AM

As we roll into hail season, which is basically all year in Texas, homeowners are giving their insurance policies a once over to make sure that they ...

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Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, lubbock

Hail No! Debunking 3 Common Myths Texas Homeowners Believe About Hail

Posted by Ron Wadley on Jan 19, 2024, 12:08:13 PM

Hail falls all over Texas. That is not a surprise to any Texas homeowner. But some parts of the state deal with hail damage claims more than others, ...

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Topics: home insurance, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, basics of home insurance

Why Two Home Insurance Quotes Can Have VERY Different Prices

Posted by Ron Wadley on Dec 11, 2023, 10:10:36 AM

As the average costs of basically everything have continued to skyrocket, the cost of homeowners insurance is no exception. The average rates in ...

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Topics: home insurance, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance, TRUE Texas Home Insurance, basics of home insurance

Did Your Texas Home Insurance Company Screw You?

Posted by Ron Wadley on Oct 17, 2023, 3:35:57 PM

Have you noticed that monthly premiums for homeowners insurance policies in Texas have exploded? Particularly in the Dallas-Ft Worth metroplex? If ...

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Topics: home insurance, Burleson Home Insurance, hail, high value home, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance, TRUE Texas Home Insurance

What Does A 3% Hail Deductible Mean For Texas Homeowners?

Posted by Ron Wadley on Sep 27, 2023, 10:15:00 AM

"Howdy Folks! I'm Big Tex! And welcome to the great state fair of Texas." It is currently state fair time in Texas and there are changes happening in ...

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Topics: home insurance, windstorms, deductible, hail, homeowners insurance, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

Texas Law On Waiving Insurance Deductibles

Posted by Ron Wadley on Jul 27, 2023, 10:46:00 AM

When we first published this article on the "new" Texas law that went into effect in September, 2019 there was a lot of chatter about roofing ...

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Topics: home insurance, Texas, insurance for texans, windstorms, deductible, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home Insurance Tips, independent insurance agency

Understanding the Four Parts of Rate Chaos in Insurance Premiums

Posted by Ron Wadley on Jun 20, 2023, 10:00:50 AM

As a Texas homeowner, you may have noticed a significant increase in your insurance costs lately. You're not alone in wondering why insurance rates ...

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Topics: home insurance, Dallas/Fort Worth, homeowners insurance, Commercial Insurance, inflation, Amarillo, Austin, Waco, basics of home insurance

Inflation Affecting Texas Insurance

Posted by Ron Wadley on Jun 9, 2022, 4:53:16 PM

Over the last few weeks the single most asked question when we chat with real life Texans is why in the world is my home, auto, business, or fill in ...

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Topics: auto insurance, home insurance, Texas, Freezing, replacement cost, limits of coverage, building coverage, commercial property values, complete losses, homeowners insurance, independent insurance agency, Commercial Insurance, gaps in coverage, TRUE Texas Home Insurance, inflation

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