Insurance For Texans Blog

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Did A Sublimit Reduce Your Church's Claim Payout?

Posted by Amanda Minter on Mar 12, 2025 4:03:53 PM
Key Takeaways Sublimits Can Dramatically Reduce Your Church’s Claim Payout Many Texas churches assume their full property coverage applies to every ...

Topics: limits of coverage, liability, property, Church Insurance

Think Your Daycare Is Covered? These Policy Limits Say Otherwise!

Posted by Brad Hancock on Feb 12, 2025 2:46:44 PM
Key Takeaways Coverage limits can leave your daycare exposed even if you have insurance. Many Texas daycare owners assume their policy will fully ...

Topics: limits of coverage, liability, property, True Texas Education Insurance, daycares

The Hidden Insurance Gaps That Could Cost Your Texas Church in 2025

Posted by Amanda Minter on Dec 26, 2024 11:05:39 AM
Much has been written and said about the problems with Texas church insurance during 2024. Insurance For Texans has spent much of the year detailing ...

Topics: limits of coverage, hail, liability, gaps in coverage, Church Insurance

Top 5 Complaints About Church Insurance In Texas

Posted by Brad Hancock on Oct 10, 2024 5:03:06 PM
Key Takeaways Most church insurance frustration in Texas comes down to one thing: the market changed faster than church budgets did. Premiums climbed ...

Topics: limits of coverage, property, Church Insurance, non-renewal

How True Texas Home Insurance Handles Tornado Claims

Posted by Ron Wadley on May 28, 2024 3:01:30 PM
As the sun rose on Sunday after the string of tornadoes hit the Red River counties of North Texas, Mary began to read the stories of fellow Texans ...

Topics: windstorms, limits of coverage, TRUE Texas Home Insurance, basics of home insurance, tornado insurance

Sound Investment: Secure Your Audio Equipment With The Right Coverage

Posted by Kevin Hall on Apr 24, 2024 5:47:25 PM
What is inland marine insurance? Inland Marine Insurance: A specialized type of property coverage designed to protect high-value, mobile, or ...

Topics: limits of coverage, property, inland marine, business personal property, Church Insurance

Inflation Affecting Texas Insurance

Posted by Ron Wadley on Jun 9, 2022 4:53:16 PM
Over the last few weeks the single most asked question when we chat with real life Texans is why in the world is my home, auto, business, or fill in ...

Topics: auto insurance, home insurance, Texas, Freezing, replacement cost, limits of coverage, building coverage, commercial property values, complete losses, homeowners insurance, independent insurance agency, Commercial Insurance, gaps in coverage, TRUE Texas Home Insurance, inflation

What Is Considered A Separate Structure On Grapevine Home Insurance?

Posted by Ron Wadley on Oct 12, 2020 9:36:15 PM
Have you ever looked at your Grapevine home insurance policy and come across a line items that you had no idea about? It's not uncommon. Home ...

Topics: insurance for texans, limits of coverage, Dallas/Fort Worth, dwelling, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance

Jewelry Insurance for Grapevine Homeowners

Posted by Ron Wadley on Apr 30, 2020 9:13:43 PM
We like to ask Texas homeowners about their jewelry collection. Why? Are we diamond dealers on the side? Hardly. We know people spend the big bucks ...

Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, contents coverage, limits of coverage, Grapevine Home Insurance

What is a Sub-Limit on Grapevine Home Insurance?

Posted by Ron Wadley on Apr 28, 2020 6:50:42 PM
If you end up making a claim on a Grapevine home insurance policy, you will probably wonder how your claim will get settled. You'll also want to know ...

Topics: home insurance, Texas, insurance for texans, independent insurance broker, Fort Worth, claim settlement, contents coverage, limits of coverage, North Texas, Dallas, Dallas/Fort Worth, sewer backup, dwelling, Grapevine Home Insurance