Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Do Churches Need Business Interruption Insurance In Texas?

Posted by Amanda Minter on Jun 7, 2024 11:53:05 AM
Key Takeaways If Your Building Can’t Be Used, Your Bills Don’t Stop After a hail or wind loss, a church can lose weeks or months of normal ...

Topics: business coverage, business income coverage, Business Owner, basics of business insurance, business interruption, Church Insurance

Saving Grace: How Small Churches Can Navigate Soaring Insurance Costs

Posted by Kevin Hall on Mar 1, 2024 3:59:55 PM
What do insurance companies consider a small church? Small Church: A specialized Texas Church insurance classification used by carriers to identify ...

Topics: General Liability, Business Owner, Austin, property, Church Insurance

Property Insurance Tips for Texas' Churches

Posted by Kevin Hall on Feb 9, 2024 3:01:19 PM
Key Takeaways Rising insurance costs are testing every Texas church. Even churches with clean claim histories are seeing steep rate hikes and tighter ...

Topics: Business Owner, Waco, BOP, property, Church Insurance, Non-Profit

The Hidden Risks of Skipping Workers' Comp in Texas Dental Practices

Posted by Brad Hancock on Jan 31, 2024 4:13:42 PM
Paul sat and stared at the envelope just delivered to his dental business in Odessa. He had been in business for twenty years and never so much as ...

Topics: business coverage, Business Owner, Dental Insurance, basics of business insurance, workers comp

Understanding General Liability for Your Texas Dental Practice

Posted by Brad Hancock on Jan 23, 2024 2:58:01 PM
Have you ever dropped a tool while having a patient in the chair? Maybe one of your staff did? It likely wasn't a big deal, but let's talk about ...

Topics: business coverage, General Liability, Business Owner, Dental Insurance, Austin, basics of business insurance

Navigating Employee Lawsuits: A Texas Dentist's Guide to EPLI

Posted by Brad Hancock on Jan 18, 2024 7:37:55 PM
Grapevine, is a place where the community values its local businesses. Harry located his dental office there and has been a fixture in the downtown ...

Topics: business coverage, Business Owner, employer insurance, Dental Insurance, Grapevine, employment liability insurance, basics of business insurance

A Dentist's Guide to Protecting Their Equipment Against Breakdown

Posted by Brad Hancock on Jan 8, 2024 3:37:06 PM
On the west side of Ft Worth, Texas, there's a dedicated dentist named Robert. His dental office, a thriving part of the community, recently faced an ...

Topics: weather, business coverage, Business Owner, Dental Insurance, business personal property

How Business Interruption Insurance Keeps Texas Businesses Thriving

Posted by Brad Hancock on Dec 28, 2023 1:28:09 PM
Cecil owns a food manufacturing operation in Lubbock. When one of those thunderstorms that races across the high plains ravaged his property, halting ...

Topics: business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, lubbock, basics of business insurance, business interruption

When Disaster Strikes Your Dental Chair: The Right Coverage Matters

Posted by Brad Hancock on Dec 27, 2023 10:12:54 AM
None of us like surprises. I'm sure that you feel appreciated when your dental office staff surprises you with a moment of gratitude for the amazing ...

Topics: Business Owner, Dental Insurance, basics of business insurance, business interruption, inland marine, business personal property

Understanding Deductible Buy Downs for Your Business Property

Posted by Brad Hancock on Dec 22, 2023 11:13:18 AM
When Ted opened his dental practice in East Dallas years ago, life sure seemed a lot simpler. He built relationships with families who trusted him ...

Topics: windstorms, business coverage, deductible, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Business Owner, Commercial Insurance, property