Insurance For Texans Blog

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Common Misconceptions About Cyber Liability

Posted by Brad Hancock on Dec 23, 2022 9:33:23 AM
As cyber threats increase, so does the need to protect businesses from potential losses. The number of cyber attacks is on the rise and these ...
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Topics: Texas, insurance for texans, business coverage, liability, Commercial Insurance, cyber insurance

Who Needs Cyber Liability Insurance

Posted by Brad Hancock on Dec 20, 2022 2:12:25 PM
Businesses questioning "when is the right time to get cyber insurance?" should make the move now. Cyberattacks are a growing problem, with the ...
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Topics: insurance for texans, business coverage, North Texas, independent insurance agency, Commercial Insurance, cyber insurance

Understanding Builders Risk Coverage

Posted by Brad Hancock on Oct 16, 2022 2:49:39 PM
Builder's risk insurance policies, otherwise known as course of construct coverage, protect a person's or organization's insurable interest in ...
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Topics: insurance for texans, term, rental property, investment property, renovation costs, Commercial Insurance, super bowl, builders risk, construction

Water Coverage For Your Dental Office

Posted by Brad Hancock on Oct 11, 2022 8:45:10 AM
When reviewing your dental office insurance policies, it is important to consider several different water insurance coverages that need to be ...
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Topics: insurance for texans, business coverage, business income coverage, Business Owner, Commercial Insurance, water, Dental Insurance

Does My Dental Practice Need Cyber Liability Insurance?

Posted by Brad Hancock on Oct 6, 2022 4:43:05 PM
It's not difficult at all to think of large corporations that have been involved in major breaches of their private customer data. These ...
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Topics: business coverage, electronic data processing equipment, Business Owner, Commercial Insurance, Dental Insurance, cyber insurance

How Does Coinsurance Work On Commercial Property Insurance Policies?

Posted by Brad Hancock on Oct 4, 2022 1:30:45 PM
If you insure any type of commercial property, building, or contents, it is typical that your policy will include a coinsurance provision. With ...
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Topics: insurance for texans, business coverage, commercial property values, investment property, Commercial Insurance

Inflation Affecting Texas Insurance

Posted by Ron Wadley on Jun 9, 2022 4:53:16 PM
Over the last few weeks the single most asked question when we chat with real life Texans is why in the world is my home, auto, business, or fill in ...
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Topics: auto insurance, home insurance, Texas, Freezing, replacement cost, limits of coverage, building coverage, commercial property values, complete losses, homeowners insurance, independent insurance agency, Commercial Insurance, gaps in coverage, TRUE Texas Home Insurance, inflation

3 Keys to Control General Liability Costs

Posted by Brad Hancock on Oct 16, 2021 1:24:19 PM
Let's face it, owning and operating your own business will continuously pose opportunities, challenges, and risks. Product, service, people . . . ...
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Topics: business coverage, General Liability, independent insurance agent, Commercial Insurance, basics of business insurance

Why Do I Need Employment Practices Liability Insurance?

Posted by Brad Hancock on Sep 18, 2021 6:04:45 PM
Running a business has enough challenges for any business owner. And with the inflation and employment situation that we currently find ourselves in, ...
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Topics: independent insurance agency, Business Owner, Commercial Insurance, employer insurance, employment liability insurance, epli, commercial texas insurance, basics of business insurance

Does Grapevine Homeowners Insurance Cover Home Business?

Posted by Ron Wadley on Oct 20, 2020 9:22:32 PM
It's not uncommon for Texans to start small businesses out of their homes. We are a "can do" type of people here. Even if it's a second job, a gig, ...
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Topics: home insurance, insurance for texans, business coverage, Dallas/Fort Worth, homeowners insurance, independent insurance agent, Home Insurance Tips, Commercial Insurance, Grapevine Home Insurance