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Navigating Insurance Non-Renewals for Texas Churches

Posted by Brad Hancock on Feb 19, 2024, 5:41:33 PM
Key Takeaways A non-renewal notice is a deadline. The churches that get hurt the worst are the ones that wait, assume their agent will magically fix ...
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Topics: General Liability, property, Church Insurance, Non-Profit, non-renewal

The 2% Deductible Dilemma: What Texas Homeowners Need to Know

Posted by Ron Wadley on Feb 16, 2024, 3:34:18 PM
Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...
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Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

The Case for General Liability Insurance in Texas Churches

Posted by Brad Hancock on Feb 14, 2024, 4:56:56 PM
Key Takeaways General Liability Insurance protects Texas churches from real-world risks like injuries, property damage, and lawsuits that could ...
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Life Insurance Is The Best Valentine's Day Gift Ever!

Posted by Kevin Hall on Feb 13, 2024, 2:38:34 PM
“Life’s like a box of chocolates, you never know what you're gonna get..but life insurance can help!” Robert Zemeckis’ 1994 movie Forrest Gump is ...
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Topics: life insurance, term life insurance, permananent life insurance

Decoding Church Insurance: Ditch the Jargon, Find True Texas Coverage

Posted by Kevin Hall on Feb 12, 2024, 5:07:10 PM
What is church property insurance? Church property insurance is a form of business property insurance tailored for nonprofit religious organizations. ...
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Topics: Commercial Insurance, property, business personal property, Church Insurance

Property Insurance Tips for Texas' Churches

Posted by Kevin Hall on Feb 9, 2024, 3:01:19 PM
Key Takeaways Rising insurance costs are testing every Texas church. Even churches with clean claim histories are seeing steep rate hikes and tighter ...
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Topics: Business Owner, Waco, BOP, property, Church Insurance, Non-Profit

What Is A Cosmetic Exclusion On A Home Insurance Policy

Posted by Ron Wadley on Feb 7, 2024, 11:08:11 AM
As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...
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Topics: home insurance, claim settlement, hail, Home Insurance Tips, exclusions

What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance?

Posted by Ron Wadley on Feb 7, 2024, 10:45:00 AM
As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...
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Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

Nobody Wants To Talk About Life Insurance, Until There Is A Body

Posted by Kevin Hall on Feb 6, 2024, 10:08:14 AM
After putting the kids to bed, Sally sat and stared at the bills on the table. She never expected to be here. With tears in her eyes, the questions ...
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Topics: life insurance, permanent life, term life insurance, single parent life insurance

The Hidden Risks of Skipping Workers' Comp in Texas Dental Practices

Posted by Brad Hancock on Jan 31, 2024, 4:13:42 PM
Paul sat and stared at the envelope just delivered to his dental business in Odessa. He had been in business for twenty years and never so much as ...
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Topics: business coverage, Business Owner, Dental Insurance, basics of business insurance, workers comp

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