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What Is A Cosmetic Exclusion On A Home Insurance Policy

Posted by Ron Wadley on Feb 7, 2024 11:08:11 AM
As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...
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Topics: home insurance, claim settlement, hail, Home Insurance Tips, exclusions

What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance?

Posted by Ron Wadley on Feb 7, 2024 10:45:00 AM
As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...
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Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

Nobody Wants To Talk About Life Insurance, Until There Is A Body

Posted by Kevin Hall on Feb 6, 2024 10:08:14 AM
After putting the kids to bed, Sally sat and stared at the bills on the table. She never expected to be here. With tears in her eyes, the questions ...
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Topics: life insurance, permanent life, term life insurance, single parent life insurance

The Hidden Risks of Skipping Workers' Comp in Texas Dental Practices

Posted by Brad Hancock on Jan 31, 2024 4:13:42 PM
Paul sat and stared at the envelope just delivered to his dental business in Odessa. He had been in business for twenty years and never so much as ...
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Topics: business coverage, Business Owner, Dental Insurance, basics of business insurance, workers comp

Hail Havoc: Is Your Metal Roof Covered in Texas Storms?

Posted by Ron Wadley on Jan 30, 2024 11:43:04 AM
As we roll into hail season, which is basically all year in Texas, homeowners are giving their insurance policies a once over to make sure that they ...
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Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, lubbock

Is a Larger Deductible or a Roof Payment Schedule Better for Texans?

Posted by Ron Wadley on Jan 29, 2024 5:28:53 PM
Meet Steven from Fort Worth, a proud Texas homeowner who found himself at a crossroads when his homeowners insurance policy was set to renew. He had ...
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Topics: deductible, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

Understanding General Liability for Your Texas Dental Practice

Posted by Brad Hancock on Jan 23, 2024 2:58:01 PM
Have you ever dropped a tool while having a patient in the chair? Maybe one of your staff did? It likely wasn't a big deal, but let's talk about ...
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Topics: business coverage, General Liability, Business Owner, Dental Insurance, Austin, basics of business insurance

Hail No! Debunking 3 Common Myths Texas Homeowners Believe About Hail

Posted by Ron Wadley on Jan 19, 2024 12:08:13 PM
Hail falls all over Texas. That is not a surprise to any Texas homeowner. But some parts of the state deal with hail damage claims more than others, ...
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Topics: home insurance, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, basics of home insurance

Navigating Employee Lawsuits: A Texas Dentist's Guide to EPLI

Posted by Brad Hancock on Jan 18, 2024 7:37:55 PM
Grapevine, is a place where the community values its local businesses. Harry located his dental office there and has been a fixture in the downtown ...
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Topics: business coverage, Business Owner, employer insurance, Dental Insurance, Grapevine, employment liability insurance, basics of business insurance

The Dentist's Guide to Business Interruption Insurance

Posted by Brad Hancock on Jan 15, 2024 4:40:43 PM
When Texans think of insurance claims, the topic of weather always seems to pop-up. It makes sense because it is the most frequent kind of claim for ...
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Topics: business coverage, business income coverage, Dental Insurance, commercial texas insurance, lubbock, BOP, business interruption

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