Insurance For Texans Blog

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Who Picks The Contractor When My Texas Church Makes A Storm Claim?

Posted by Amanda Minter on Dec 3, 2025 3:34:17 PM
What is a managed repair program? Managed Repair Program: An Texas Church Insurance policy provision or supplemental program where the insurance ...

Topics: claim settlement, Church Insurance, contractor

What Is A Managed Repair Program In Texas Church Insurance?

Posted by Amanda Minter on Dec 1, 2025 4:14:03 PM
What is a managed repair program? Managed Repair Program: An insurance industry reaction to the rising costs of weather related claims for Texas ...

Topics: claim settlement, property, Church Insurance

Should I Keep My Home Builder's Insurance Plan?

Posted by Ron Wadley on Aug 29, 2025 2:52:08 PM
When Emily bought her first home in Frisco, she was excited. It was a brand-new build with a fresh yard, clean paint, and that wonderful smell of a ...

Topics: claim settlement, new home, TRUE Texas Home Insurance

Are Zero Pay Claims Ruining Your Home Insurance Search?

Posted by Ron Wadley on Aug 22, 2024 11:43:53 AM
Terri had always prided herself on being responsible when it came to her Austin home. As she started shopping for new home insurance this month, she ...

Topics: home insurance, claim settlement, deductible, claim, TRUE Texas Home Insurance

Why I Regret Buying Cheap Grapevine Home Insurance

Posted by Ron Wadley on Apr 4, 2024 8:38:59 AM
The cost of everything is soaring. Especially Texas home insurance. The local news is continually talking about the price increases that are ...

Topics: home insurance, Texas, insurance for texans, claim settlement, hail, claim, homeowners insurance, independent insurance agent, Home Insurance Tips, water, Grapevine Home Insurance

Hail Insurance For Your Home

Posted by Ron Wadley on Mar 13, 2024 11:45:00 AM
Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...

Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

What Is A Cosmetic Exclusion On A Home Insurance Policy

Posted by Ron Wadley on Feb 7, 2024 11:08:11 AM
As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...

Topics: home insurance, claim settlement, hail, Home Insurance Tips, exclusions

What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance?

Posted by Ron Wadley on Feb 7, 2024 10:45:00 AM
As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...

Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

Cyber Insurance: "Pay on Behalf Of" vs. Reimbursement

Posted by Brad Hancock on Dec 28, 2022 10:40:31 AM
Cyber liability insurance is a type of insurance that helps businesses protect against the financial consequences of data breaches, cyber-attacks, ...

Topics: Texas, insurance for texans, claim settlement, Dallas/Fort Worth, Commercial Insurance, cyber insurance

What if My Insurance Claim to Rebuild My Grapevine Home Isn't Enough?

Posted by Ron Wadley on Aug 3, 2020 9:47:55 PM
The last thing you want to do after a total damage claim is find out your policy won't pay enough money to rebuild your home. It's adding disaster ...

Topics: home insurance, claim settlement, Dallas/Fort Worth, dwelling, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance