Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Why Isn't The Entire Roof Being Replaced On My Home?

Posted by Ron Wadley on Jan 5, 2024 4:20:25 PM
Hey there, fellow Texans! Today, we've got a story that hits close to home for many of us, since we've all been through at least one of our notorious ...

Topics: replacement cost, windstorms, Dallas/Fort Worth, hail, Home Insurance Tips, TRUE Texas Home Insurance

Why Won't My Insurance Coverage Replace My Roof?

Posted by Ron Wadley on Dec 29, 2023 10:15:00 AM
With all of the insurance companies being in the news for the wicked increases in home insurance rates over the last two years, more and more Texans ...

Topics: replacement cost, actual cash value, windstorms, hail, roofing schedule, TRUE Texas Home Insurance, Austin

Understanding Deductible Buy Downs for Your Business Property

Posted by Brad Hancock on Dec 22, 2023 11:13:18 AM
When Ted opened his dental practice in East Dallas years ago, life sure seemed a lot simpler. He built relationships with families who trusted him ...

Topics: windstorms, business coverage, deductible, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Business Owner, Commercial Insurance, property

Are Texas Insurance Rates Climbing Faster Than Other States?

Posted by Ron Wadley on Nov 20, 2023 4:01:25 PM
Understanding the trends in insurance costs is essential for Texans, especially since these rates are increasing faster than you can shake a stick at ...

Topics: auto insurance, insurance for texans, windstorms, hail, claim, homeowners insurance, Home Insurance Tips

What Does A 3% Hail Deductible Mean For Texas Homeowners?

Posted by Ron Wadley on Sep 27, 2023 10:15:00 AM
"Howdy Folks! I'm Big Tex! And welcome to the great state fair of Texas." It is currently state fair time in Texas and there are changes happening in ...

Topics: home insurance, windstorms, deductible, hail, homeowners insurance, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

How Does Location Affect Property Insurance In Texas?

Posted by Ron Wadley on Sep 19, 2023 4:34:04 PM
Howdy, y'all! Grab your sweet tea and gather 'round because today, we're diving into a Texan truth that's as big as the Lone Star State itself: ...

Topics: windstorms, deductible, hail, rental property, investment property, Home Insurance Tips, commercial texas insurance, property

What Can I Do If My Insurance Company Drops Hail Coverage On My Policy For My Texas Business?

Posted by Brad Hancock on Sep 5, 2023 1:23:36 PM
In recent weeks, many Texas business owners have received their commercial insurance policy renewals in the mail. And many of these renewals can feel ...

Topics: windstorms, business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

Why Does My Business Need Hail Coverage If I Rent My Space?

Posted by Brad Hancock on Sep 1, 2023 11:25:43 AM
The Texas summer has been long and hot. Almost historic when looking at the number of days that it has felt like the surface of the sun. As the ...

Topics: windstorms, business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, BOP

Texas Law On Waiving Insurance Deductibles

Posted by Ron Wadley on Jul 27, 2023 10:46:00 AM
When we first published this article on the "new" Texas law that went into effect in September, 2019 there was a lot of chatter about roofing ...

Topics: home insurance, Texas, insurance for texans, windstorms, deductible, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home Insurance Tips, independent insurance agency

Texas Storms Bring Out True Heroes...And Advocates

Posted by Kevin Hall on Jun 26, 2023 10:10:59 AM
Over the past week, all parts of Texas have seen many storms. Tornados, high wind, hail, and lightning have become the norm this early Summer whether ...

Topics: windstorms, health insurance, life insurance, independent insurance agent, Amarillo, Austin, Tyler