Insurance For Texans Blog

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What Texas Churches Need to Know About Insurance Before Storm Season

Posted by Amanda Minter on Feb 28, 2025 4:11:49 PM
Key Takeaways Your wind and hail deductible can quietly become a church sized expense A percentage deductible is not based on the size of the damage. ...

Topics: windstorms, hail, Church Insurance

Hail Insurance For Texas Churches

Posted by Amanda Minter on Jun 12, 2024 4:54:52 PM
Key Takeaways Hail isn’t just a weather problem, it’s a financial threat. Texas churches face repeated roof damage and costly repairs from ...

Topics: windstorms, deductible, hail, property, business personal property, Church Insurance

The Math Of The Current Home Insurance Market In Texas

Posted by Ron Wadley on Jun 3, 2024 4:57:23 PM
Michael was in the process of moving to Texans and buying a house. He had come from the West coast as so many people have done over the last five ...

Topics: windstorms, increased construction costs, hail, roofing schedule, TRUE Texas Home Insurance, inflation

How True Texas Home Insurance Handles Tornado Claims

Posted by Ron Wadley on May 28, 2024 3:01:30 PM
As the sun rose on Sunday after the string of tornadoes hit the Red River counties of North Texas, Mary began to read the stories of fellow Texans ...

Topics: windstorms, limits of coverage, TRUE Texas Home Insurance, basics of home insurance, tornado insurance

What Should My Texas Church Insurance Deductible Be?

Posted by Kevin Hall on May 3, 2024 1:20:40 PM
What is an insurance deductible? Deductible: An insurance cost-sharing provision where the amount the church pays out of pocket is calculated as a ...

Topics: windstorms, deductible, percentage deductibles, hail, Church Insurance

Is There a Limit? How Many Hail Claims Before Your Insurer Drops You

Posted by Ron Wadley on Apr 16, 2024 8:54:18 PM
Denise from Frisco couldn't believe her eyes as she surveyed the aftermath of yet another vicious hailstorm. The siding of her home pocked and the ...

Topics: windstorms, hail, Home Insurance Tips, viatical settlement, TRUE Texas Home Insurance, non-renewal

Hail Insurance For Your Home

Posted by Ron Wadley on Mar 13, 2024 11:45:00 AM
Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...

Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

Counting Hailstones: Understanding Texas' Two Hail Seasons

Posted by Ron Wadley on Feb 22, 2024 5:11:05 PM
In Abilene, Texas, Debbie stood on her porch, watching as the sky turned a menacing shade of gray. The air was thick with anticipation, a prelude to ...

Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance, Abilene

The 2% Deductible Dilemma: What Texas Homeowners Need to Know

Posted by Ron Wadley on Feb 16, 2024 3:34:18 PM
Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...

Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

Hail Havoc: Is Your Metal Roof Covered in Texas Storms?

Posted by Ron Wadley on Jan 30, 2024 11:43:04 AM
As we roll into hail season, which is basically all year in Texas, homeowners are giving their insurance policies a once over to make sure that they ...

Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, lubbock