Ron Wadley

Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company.

How Do I Prep My Texas Home For Colder Weather?

Posted by Ron Wadley on Nov 16, 2019 11:28:41 AM

happy Young romantic couple sitting on sofa in front of fireplace at winter season in home-1

We know how to two-step in Texas, even when it comes to our thermostat. Heat on during the evening and often turning on the cooler air during the ...

0 Comments Click here to read/write comments

Topics: Home Maintenance, homeowners insurance, Home Insurance Tips

Does Texas Home Insurance Cover Frozen Pipes

Posted by Ron Wadley on Nov 13, 2019 5:06:41 PM

Mid November should not have wind chills in the teens and single digits in North Texas. But guess what. Mother Nature does not care. And as a result, ...

0 Comments Click here to read/write comments

Topics: home insurance, Texas, insurance for texans, homeowners insurance, Home Insurance Tips, water

Why I Regret Buying Cheap Home Insurance

Posted by Ron Wadley on Nov 11, 2019 2:52:54 PM

Many Texans are constantly looking for a way to trim their personal finances. As property taxes have soared, they have looked at their home insurance ...

0 Comments Click here to read/write comments

Topics: home insurance, Texas, insurance for texans, claim settlement, Burleson Home Insurance, hail, claim, homeowners insurance, independent insurance agent, Home Insurance Tips, water

Should You Keep Your Life Insurance Policy As-is?

Posted by Ron Wadley on Nov 8, 2019 9:00:00 AM

Family smiling at the dinner table and looking at camera-1

The wave of 40-degree days recently across the D/FW Metroplex reminds many Texans new and old that we do actually get a bit of fall weather, leading ...

0 Comments Click here to read/write comments

Topics: term life insurance

What Is Coinsurance?

Posted by Ron Wadley on Nov 4, 2019 9:07:58 PM

With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...

0 Comments Click here to read/write comments

Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

The Difference Between a DP-1 and DP-3 Rental Policy

Posted by Ron Wadley on Nov 2, 2019 11:43:08 AM

Rick is buying his rental property. It's a great little three bedroom, two bath home in Abilene that he is getting a discounted price because of a ...

0 Comments Click here to read/write comments

Topics: replacement cost, actual cash value, rental property, landlord insurance, investment property, property

How Do I Buy Health Insurance In Texas

Posted by Ron Wadley on Oct 29, 2019 3:59:31 PM

For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...

0 Comments Click here to read/write comments

Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

Is It Better To Have A High or Low Deductible For Health Insurance

Posted by Ron Wadley on Oct 28, 2019 8:41:46 PM

After leaving his corporate job and opening his own business, Chuck was now in the process of securing his first health insurance plan that didn't ...