Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Understanding Deductible Buy Downs for Your Business Property

Posted by Brad Hancock on Dec 22, 2023 11:13:18 AM
When Ted opened his dental practice in East Dallas years ago, life sure seemed a lot simpler. He built relationships with families who trusted him ...

Topics: windstorms, business coverage, deductible, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Business Owner, Commercial Insurance, property

What Can I Do If My Health Insurance Deductible Is Too High?

Posted by Kevin Hall on Oct 16, 2023 5:02:05 PM
Ricky has spent the last eighteen months on a Bronze level plan he purchased for his family of four from the ACA Exchange. Fortunately for him, the ...

Topics: deductible, health insurance, ACA, ACA Alternatives, Obamacare, supplemental health plans

What Does A 3% Hail Deductible Mean For Texas Homeowners?

Posted by Ron Wadley on Sep 27, 2023 10:15:00 AM
"Howdy Folks! I'm Big Tex! And welcome to the great state fair of Texas." It is currently state fair time in Texas and there are changes happening in ...

Topics: home insurance, windstorms, deductible, hail, homeowners insurance, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

How Does Location Affect Property Insurance In Texas?

Posted by Ron Wadley on Sep 19, 2023 4:34:04 PM
Howdy, y'all! Grab your sweet tea and gather 'round because today, we're diving into a Texan truth that's as big as the Lone Star State itself: ...

Topics: windstorms, deductible, hail, rental property, investment property, Home Insurance Tips, commercial texas insurance, property

When Is Texas' Hail Season And How Does It Affect My Business?

Posted by Brad Hancock on Aug 31, 2023 1:23:28 PM
There is mass chaos afoot in the Texas insurance landscape right now. The claims caused by catastrophic hail storms all across the state this year ...

Topics: business coverage, deductible, split deductibles, commercial property values, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, property

What is A High Deductible Health Plan?

Posted by Kevin Hall on Aug 2, 2023 4:19:28 PM
In this period of inflation, Texans everywhere are looking for ways to save money. Health care costs have become a major line item in family budgets ...

Topics: deductible, Dallas/Fort Worth, health insurance, ACA, ACA Alternatives, Obamacare

What Is a Maximum Out of Pocket on Health Insurance

Posted by Kevin Hall on Jul 28, 2023 9:45:00 AM
When considering health insurance plans, it is important to understand the financial implications of your coverage. One key aspect to consider is the ...

Topics: deductible, health insurance, ACA, catastrophic health coverage, ACA Alternatives, Obamacare

Texas Law On Waiving Insurance Deductibles

Posted by Ron Wadley on Jul 27, 2023 10:46:00 AM
When we first published this article on the "new" Texas law that went into effect in September, 2019 there was a lot of chatter about roofing ...

Topics: home insurance, Texas, insurance for texans, windstorms, deductible, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home Insurance Tips, independent insurance agency

What Is A Health Insurance Deductible & Why Do Texans Obsess Over It?

Posted by Kevin Hall on Jul 20, 2023 4:15:30 PM
With the second half of the year beginning, we are careening towards open enrollment for health insurance plans at what feels like warp speed. After ...

Topics: deductible, health insurance, ACA, ACA Alternatives

Why Do Texans Hate Health Insurance Deductibles So Much?!

Posted by Kevin Hall on Jun 19, 2023 10:04:43 AM
Everyone hates them when it comes to their insurance…especially health insurance. In the last decade Texans have seen such drastic increases in both ...

Topics: Texas, deductible, North Texas, Dallas/Fort Worth, health insurance, ACA, Colleyville, catastrophic health coverage, ACA Alternatives, Pre-Existing Condition, Obamacare, Grapevine, Amarillo, Austin, Waco