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The 2% Deductible Dilemma: What Texas Homeowners Need to Know

Posted by Ron Wadley on Feb 16, 2024, 3:34:18 PM
Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...
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Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

What Is A Cosmetic Exclusion On A Home Insurance Policy

Posted by Ron Wadley on Feb 7, 2024, 11:08:11 AM
As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...
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Topics: home insurance, claim settlement, hail, Home Insurance Tips, exclusions

What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance?

Posted by Ron Wadley on Feb 7, 2024, 10:45:00 AM
As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...
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Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

Hail Havoc: Is Your Metal Roof Covered in Texas Storms?

Posted by Ron Wadley on Jan 30, 2024, 11:43:04 AM
As we roll into hail season, which is basically all year in Texas, homeowners are giving their insurance policies a once over to make sure that they ...
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Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, lubbock

Is a Larger Deductible or a Roof Payment Schedule Better for Texans?

Posted by Ron Wadley on Jan 29, 2024, 5:28:53 PM
Meet Steven from Fort Worth, a proud Texas homeowner who found himself at a crossroads when his homeowners insurance policy was set to renew. He had ...
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Topics: deductible, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

Hail No! Debunking 3 Common Myths Texas Homeowners Believe About Hail

Posted by Ron Wadley on Jan 19, 2024, 12:08:13 PM
Hail falls all over Texas. That is not a surprise to any Texas homeowner. But some parts of the state deal with hail damage claims more than others, ...
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Topics: home insurance, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, basics of home insurance

Why Isn't The Entire Roof Being Replaced On My Home?

Posted by Ron Wadley on Jan 5, 2024, 4:20:25 PM
Hey there, fellow Texans! Today, we've got a story that hits close to home for many of us, since we've all been through at least one of our notorious ...
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Topics: replacement cost, windstorms, Dallas/Fort Worth, hail, Home Insurance Tips, TRUE Texas Home Insurance

Why Won't My Insurance Coverage Replace My Roof?

Posted by Ron Wadley on Dec 29, 2023, 10:15:00 AM
With all of the insurance companies being in the news for the wicked increases in home insurance rates over the last two years, more and more Texans ...
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Topics: replacement cost, actual cash value, windstorms, hail, roofing schedule, TRUE Texas Home Insurance, Austin

How Business Interruption Insurance Keeps Texas Businesses Thriving

Posted by Brad Hancock on Dec 28, 2023, 1:28:09 PM
Cecil owns a food manufacturing operation in Lubbock. When one of those thunderstorms that races across the high plains ravaged his property, halting ...
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Topics: business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, lubbock, basics of business insurance, business interruption

Understanding Deductible Buy Downs for Your Business Property

Posted by Brad Hancock on Dec 22, 2023, 11:13:18 AM
When Ted opened his dental practice in East Dallas years ago, life sure seemed a lot simpler. He built relationships with families who trusted him ...
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Topics: windstorms, business coverage, deductible, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Business Owner, Commercial Insurance, property

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